Rochester Colonial Manufacturing Corporation
Updated Filing received by DOL
Rochester Colonial Manufacturing Corporation, a construction employer in Rochester, New York, reported 102 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $36,923 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 10, 2026, before the deadline.
Who was paid on Rochester Colonial Manufacturing Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Rochester Colonial Manufacturing Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brown & Brown · Rochester, NY | $28,547 | $87 | $28,634 | 3 |
| Consiliarium Group LLC · Pittsford, NY | $8,031 | $0 | $8,031 | 7 |
| Strategic Non-Medical Solution · Boston, MA | $253 | $0 | $253 | 1 |
| Alliance Financial Network | $5 | $0 | $5 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Mutual of Omaha Insurance Codental | 80 | — | $4,352 | — |
| Vision Service Planvision | 59 | — | $550 | — |
| Companion Life Insurance Companycoverage not coded | 22 | — | $967 | — |
| Mutual of Omaha Insurance Colong-term disability | 19 | — | $922 | — |
| Mutual of Omaha Insurance Cocoverage not coded | 22 | — | $80 | — |
| Mutual of Omaha Insurance Coshort-term disability | 35 | — | $651 | — |
| Mutual of Omaha Insurance Colife | 100 | — | $118 | — |
| Guardiancoverage not coded | 25 | — | $851 | — |
| Excellus Blue Cross Blue Shieldhealth, prescription drug | 65 | — | $27,491 | — |
| Companion Life Insurance Companycoverage not coded | 100 | — | $941 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Rochester Colonial Manufacturing Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 105 | 102 | −2.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $38,334 | $36,923 | −3.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Rochester Colonial Manufacturing Corporation Welfare Benefit Plan#501 · insurance | December 31, 2025 | July 10, 2026 | before deadline | 102 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Rochester Colonial Manufacturing Corporation pay in health insurance broker commissions in 2025?
Rochester Colonial Manufacturing Corporation's 2025 Form 5500 reports $36,923 in broker commissions and fees across 10 insurance contracts ($36,836 in commissions, $87 in fees), with Brown & Brown receiving the largest share.
Is Rochester Colonial Manufacturing Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Excellus Blue Cross Blue Shield.
How does Rochester Colonial Manufacturing Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Rochester Colonial Manufacturing Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.