Ronald McDonald House Charities of Southern California
Updated Filing received by DOL
Ronald McDonald House Charities of Southern California, a healthcare & social assistance employer in Los Angeles, California, reported 100 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $53,122 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 27, 2026, before the deadline.
Who was paid on Ronald McDonald House Charities of Southern California's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ronald McDonald House Charities of Southern California filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| IMA Financial · Pasadena, CA | $41,647 | $0 | $41,647 | 10 |
| Gallagher · Visalia, CA | $10,279 | $1,196 | $11,475 | 13 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| California Physicians' Servicehealth, prescription drug, HMO, PPO | 60 | — | $27,723 | — |
| Pre-Paid Legal Services Inc. dba Legalshieldcoverage not coded | 11 | — | $664 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 42 | — | $16,596 | — |
| United of Omaha Life Insurance Companylong-term disability | 96 | — | $3,216 | — |
| United of Omaha Life Insurance Companylife | 96 | — | $676 | — |
| United of Omaha Life Insurance Companycoverage not coded | 19 | — | $377 | — |
| United of Omaha Life Insurance Companycoverage not coded | 23 | — | $415 | — |
| United of Omaha Life Insurance Companyshort-term disability | 98 | — | $1,712 | — |
| United of Omaha Life Insurance Companycoverage not coded | 11 | — | $647 | — |
| United of Omaha Life Insurance Companylife | 49 | — | $1,096 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ronald McDonald House Charities of Southern California compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ronald McDonald House Charities of Southern California Wrap Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 27, 2026 | before deadline | 100 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ronald McDonald House Charities of Southern California pay in health insurance broker commissions in 2025?
Ronald McDonald House Charities of Southern California's 2025 Form 5500 reports $53,122 in broker commissions and fees across 10 insurance contracts ($51,926 in commissions, $1,196 in fees), with IMA Financial receiving the largest share.
Is Ronald McDonald House Charities of Southern California's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by California Physicians' Service, Kaiser Foundation Health Plan, Inc..
How does Ronald McDonald House Charities of Southern California's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ronald McDonald House Charities of Southern California because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.