Rwjbarnabas Health
Updated Filing received by DOL
Rwjbarnabas Health, a healthcare & social assistance employer in Somerset, New Jersey, reported 34,553 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $601,607 in insurance premiums across 29 contracts and $861,102 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received an amended filing on October 15, 2025; the original filing date is not in the public dataset.
Who was paid on Rwjbarnabas Health's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Rwjbarnabas Health filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Matt Citarelli · Smithtown, NY | $235,344 | $0 | $235,344 | 1 |
| Aon · Chicago, IL | $142,242 | $50,449 | $192,691 | 4 |
| Usb Health LLC · Iselin, NJ | $176,509 | $0 | $176,509 | 1 |
| Foundation Risk Partners Corp · Ormond Beach, FL | $147,091 | $0 | $147,091 | 1 |
| Jomar Agency, LLC · Caldwell, NJ | $76,016 | $0 | $76,016 | 2 |
| Optisure Risk Partners LLC · Manchester, NH | $29,419 | $0 | $29,419 | 1 |
| USI Insurance Services · Virginia Beach, VA | $4,030 | $0 | $4,030 | 1 |
| LFT Enterprises Inc. · Warren, NJ | $2 | $0 | $2 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 29 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Rwjbarnabas Health compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 32,021 | 34,553 | +7.9% |
| Premiums filed | $581,958 | $601,607 | not comparable |
| Broker commissions + fees | $582,643 | $861,102 | +47.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Rwjbarnabas Health and Welfare Plan#520 · amended · insurance, general assets | December 31, 2024 | October 15, 2025 | amended filing; original date not in data | 34,553 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Rwjbarnabas Health pay in health insurance broker commissions in 2024?
Rwjbarnabas Health's 2024 Form 5500 reports $861,102 in broker commissions and fees across 29 insurance contracts ($810,653 in commissions, $50,449 in fees), with Matt Citarelli receiving the largest share.
Is Rwjbarnabas Health's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Metropolitan Life Insurance Company.
How does Rwjbarnabas Health's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Rwjbarnabas Health because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.