Seneca Family of Agencies
Updated Filing received by DOL
Seneca Family of Agencies, a healthcare & social assistance employer in Oakland, California, reported 1,477 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $580,636 in insurance premiums across 7 contracts and $114,360 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 15, 2026, before the deadline.
Who was paid on Seneca Family of Agencies's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Seneca Family of Agencies filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Melville, NY | $48,217 | $66,143 | $114,360 | 10 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylong-term disability | 1,563 | $278,545 | $21,142 | 7.6% |
| Standard Insurance Companylife | 1,563 | $169,401 | $15,255 | 9.0% |
| Standard Insurance Companyshort-term disability | 213 | $132,690 | $12,086 | 9.1% |
| Kaiser Foundation Health Plan of Washingtonhealth, prescription drug, HMO | 54 | — | — | — |
| Standard Insurance Companyindemnity | 537 | — | $37,094 | — |
| Janus Associates, Inc. dba BHScoverage not coded | 1,400 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 1,010 | — | $28,783 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Seneca Family of Agencies compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,487 | 1,477 | −0.7% |
| Premiums filed | $575,956 | $580,636 | not comparable |
| Broker commissions + fees | $528,953 | $114,360 | −78.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Seneca Family of Agencies Health and Welfare Plan#501 · insurance, general assets | September 30, 2025 | April 15, 2026 | before deadline | 1,477 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Seneca Family of Agencies pay in health insurance broker commissions in 2024?
Seneca Family of Agencies's 2024 Form 5500 reports $114,360 in broker commissions and fees across 7 insurance contracts ($48,217 in commissions, $66,143 in fees), with HUB International receiving the largest share.
Is Seneca Family of Agencies's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan of Washington, Kaiser Foundation Health Plan, Inc..
How does Seneca Family of Agencies's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Seneca Family of Agencies because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.