Senior Health Properties South Inc
Updated Filing received by DOL
Senior Health Properties South Inc, a healthcare & social assistance employer in West Palm Beach, Florida, reported 538 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $939,011 in insurance premiums across 6 contracts and $131,520 in broker commissions and fees, 2.9% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on June 17, 2026, before the deadline.
Who was paid on Senior Health Properties South Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Senior Health Properties South Inc filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Gehring Group · West Palm Beach, FL | $44,501 | $0 | $44,501 | 4 |
| Roger Bouchard Insurance, Inc. · Clearwater, FL | $22,513 | $0 | $22,513 | 1 |
| Marsh McLennan Agency · Saddle Brook, NJ | $21,537 | $0 | $21,537 | 3 |
| RSC Insurance Brokerage, Inc. · Palm Beach Gardens, FL | $9,210 | $4,741 | $13,951 | 4 |
| M Pearson Associates & Other Agents · Lake Park, FL | $13,207 | $0 | $13,207 | 1 |
| Margaret Ann Pearson · Jupiter, FL | $5,141 | $0 | $5,141 | 1 |
| Melissa Anne Dunlap · Mulberry, FL | $4,660 | $0 | $4,660 | 1 |
| Christopher Duane Lee · Port Saint Lucie, FL | $3,166 | $0 | $3,166 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Health Options, Inc.health, prescription drug, HMO | 91 | $939,011 | $27,174 | 2.9% |
| Symetra Life Insurance Companylife, short-term disability, long-term disability | 452 | — | $22,367 | — |
| Humana Insurance Companydental, vision | 213 | — | $10,444 | — |
| Manhattanlifecoverage not coded | 39 | — | $2,796 | — |
| Continental American Insurance Companycoverage not coded | 2 | — | $65,839 | — |
| Compbenefits Companydental | 71 | — | $2,900 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Senior Health Properties South Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $10,319 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 498 | 538 | +8.0% |
| Premiums filed | $838,407 | $939,011 | +12.0% |
| Broker commissions + fees | $170,635 | $131,520 | −22.9% |
| Commission rate | 5.0% | 2.9% | −2.1 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Senior Health Properties South#501 · insurance | December 31, 2025 | June 17, 2026 | before deadline | 538 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Senior Health Properties South Inc pay in health insurance broker commissions in 2025?
Senior Health Properties South Inc's 2025 Form 5500 reports $131,520 in broker commissions and fees across 6 insurance contracts ($126,779 in commissions, $4,741 in fees), with The Gehring Group receiving the largest share.
Is Senior Health Properties South Inc's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Health Options, Inc..
How does Senior Health Properties South Inc's broker compensation compare with similar employers?
Senior Health Properties South Inc paid 2.9% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in Florida is 4.6%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.