BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Sierra Nevada Cheese Co., Inc.

Manufacturing — food & textile · Willows, California · EIN ending 0621

Updated Filing received by DOL

Sierra Nevada Cheese Co., Inc., a manufacturing — food & textile employer in Willows, California, reported 136 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 3 insurance contracts with no premium reported and $10,157 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 21, 2026, before the deadline.

Participants
136
plan year 2025
Premiums filed
none
self-funded or not filed
Broker commissions + fees
$10,157
3 brokers
Commission rate
n/a
needs insured medical premium

Who was paid on Sierra Nevada Cheese Co., Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sierra Nevada Cheese Co., Inc. filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Interwest Insurance Services, LLC · Hollister, CA$9,059$927$9,9862
Voluntary Benefit Advisors · Santa Ana, CA$119$0$1192
HUB International · Riverside, CA$51$0$512

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Starmount Life Insurance Companydental, vision, PPO80—$7,293—
Provident Life and Accident Insurance Companycoverage not coded61—$151—
Unum Life Insurance Company of Americalife142—$2,713—

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Sierra Nevada Cheese Co., Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Sierra Nevada Cheese Co., Inc.
$10,157
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Sierra Nevada Cheese Co. Health and Welfare Plan#501 · insuranceMarch 31, 2026September 21, 2026before deadline136

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Sierra Nevada Cheese Co., Inc. pay in health insurance broker commissions in 2025?

Sierra Nevada Cheese Co., Inc.'s 2025 Form 5500 reports $10,157 in broker commissions and fees across 3 insurance contracts ($9,230 in commissions, $927 in fees), with Interwest Insurance Services, LLC receiving the largest share.

Is Sierra Nevada Cheese Co., Inc.'s health plan self-funded or fully insured?

The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims).

How does Sierra Nevada Cheese Co., Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Sierra Nevada Cheese Co., Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

Get the full write-up

Send the full findings to your inbox.

A specialist writes up every finding for Sierra Nevada Cheese Co., Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.

We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.

Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.