Society of ST. Vincent de Paul South Pinellas, Inc.
Updated Filing received by DOL
Society of ST. Vincent de Paul South Pinellas, Inc., a healthcare & social assistance employer in ST. Petersburg, Florida, reported 284 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.2M in insurance premiums across 5 contracts and $149,932 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on April 29, 2026, before the deadline.
Who was paid on Society of ST. Vincent de Paul South Pinellas, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Society of ST. Vincent de Paul South Pinellas, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Chicago, IL | $126,297 | $1,865 | $128,162 | 10 |
| Gis Benefits Inc · Morris, IL | $10,489 | $2,186 | $12,675 | 4 |
| Alliant Insurance Services · Los Angeles, CA | $8,050 | $935 | $8,985 | 9 |
| Marsh McLennan Agency · Maitland, FL | $100 | $0 | $100 | 1 |
| Roger Bouchard Ins Inc · Clearwater, FL | $12 | $0 | $12 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Curative Insurance Companyhealth, prescription drug, PPO | 244 | $2.2M | $107,665 | 5.0% |
| Metropolitan Life Insurance Companydental, vision, life, short-term disability, long-term disability | 408 | — | $35,320 | — |
| Metropolitan Life Insurance Companyhealth | 168 | — | $2,938 | — |
| Metropolitan Life Insurance Companyhealth | 143 | — | $2,173 | — |
| Metropolitan Life Insurance Companyhealth | 89 | — | $1,836 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Society of ST. Vincent de Paul South Pinellas, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $8,825 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 238 | 284 | +19.3% |
| Premiums filed | $2,099,457 | $2,153,296 | not comparable |
| Broker commissions + fees | $109,372 | $149,932 | +37.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Society of ST. Vincent de Paul Welfare Benefit Plan#501 · insurance | September 30, 2025 | April 29, 2026 | before deadline | 284 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Society of ST. Vincent de Paul South Pinellas, Inc. pay in health insurance broker commissions in 2025?
Society of ST. Vincent de Paul South Pinellas, Inc.'s 2025 Form 5500 reports $149,932 in broker commissions and fees across 5 insurance contracts ($144,946 in commissions, $4,986 in fees), with Gallagher receiving the largest share.
Is Society of ST. Vincent de Paul South Pinellas, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Curative Insurance Company, Metropolitan Life Insurance Company.
How does Society of ST. Vincent de Paul South Pinellas, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Society of ST. Vincent de Paul South Pinellas, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.