Sperber Landscape Companies, LLC
Updated Filing received by DOL
Sperber Landscape Companies, LLC, a professional & technical services employer in Westlake Village, California, reported 3,216 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.2M in insurance premiums across 8 contracts and $472,372 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 23, 2026, before the deadline.
Who was paid on Sperber Landscape Companies, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sperber Landscape Companies, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Cleveland, OH | $370,461 | $39,002 | $409,463 | 4 |
| Advantage Insurance Services, Inc. · Honolulu, HI | $62,892 | $5 | $62,897 | 3 |
| Richard Fonseca, JR. & Other Agents · Honolulu, HI | $3 | $0 | $3 | 1 |
| Pioneer Pacific Financial SVCS. Inc · Honolulu, HI | $2 | $0 | $2 | 1 |
| Teshima Insurance Group · Honolulu, HI | $2 | $0 | $2 | 1 |
| Galen Mizuguchi · Hilo, HI | $2 | $0 | $2 | 1 |
| Business Insurance Service, Inc. · Honolulu, HI | $1 | $0 | $1 | 1 |
| Tracy LYNN Wong · Honolulu, HI | $1 | $0 | $1 | 1 |
| Russell A. Hayashi · Pepeekeo, HI | $1 | $0 | $1 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| University Health Alliancehealth, vision, prescription drug | 334 | $1.4M | $41,156 | 2.9% |
| Standard Insurance Companylife, short-term disability, long-term disability, indemnity | 3,446 | $826,639 | $71,653 | 8.7% |
| Blue Cross of Californiahealth, dental, vision, prescription drug, HMO, PPO | 1,517 | — | $204,428 | — |
| Hawaii Medical Services Associationhealth, dental, vision, PPO | 90 | — | — | — |
| Providence Health Planhealth, prescription drug, PPO | 245 | — | $18,651 | — |
| Aflaccoverage not coded | 3 | — | $12 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 409 | — | $133,733 | — |
| Hawaii Dental Servicedental | 421 | — | $2,739 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Sperber Landscape Companies, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $4,193 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 3,838 | 3,216 | −16.2% |
| Premiums filed | $0 | $2,227,077 | not comparable |
| Broker commissions + fees | $477,904 | $472,372 | −1.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Sperber Landscape Companies, LLC Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | July 23, 2026 | before deadline | 3,216 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Sperber Landscape Companies, LLC pay in health insurance broker commissions in 2025?
Sperber Landscape Companies, LLC's 2025 Form 5500 reports $472,372 in broker commissions and fees across 8 insurance contracts ($433,365 in commissions, $39,007 in fees), with Gallagher receiving the largest share.
Is Sperber Landscape Companies, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by University Health Alliance, Blue Cross of California, Hawaii Medical Services Association.
How does Sperber Landscape Companies, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Sperber Landscape Companies, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.