Springer Peterson Roofing & Metal Inc
Updated Filing received by DOL
Springer Peterson Roofing & Metal Inc, a construction employer in Eaton Park, Florida, reported 177 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $542,723 in insurance premiums across 4 contracts and $83,235 in broker commissions and fees, 6.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on June 30, 2026, before the deadline.
Who was paid on Springer Peterson Roofing & Metal Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Springer Peterson Roofing & Metal Inc filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| FRP Corp dba Acentria Oms · Lakeland, FL | $32,563 | $0 | $32,563 | 2 |
| Foundation Risk Partners Corp · Lakeland, FL | $21,245 | $0 | $21,245 | 2 |
| Choice Benefits Solutions LLC · Seminole, FL | $4,233 | $5,945 | $10,178 | 1 |
| Angel Velazquez Diaz · Kissimmee, FL | $3,945 | $2,161 | $6,106 | 1 |
| Worksite America LLC · Clearwater, FL | $2,905 | $1,983 | $4,888 | 1 |
| Maria Luisa Gonzalez · Gibonston, FL | $2,295 | $197 | $2,492 | 1 |
| Associated Agencies Inc · Rolling Meadows, IL | $2,275 | $0 | $2,275 | 1 |
| Kim Bairom · Brandon, FL | $734 | $0 | $734 | 1 |
| Jennifer Wimberley · East Dublin, GA | $524 | $0 | $524 | 1 |
| Corcoran & Hoyt LLC · Oldsmar, FL | $280 | $201 | $481 | 1 |
| Coach Concepts · ST Petersburg, FL | $168 | $152 | $320 | 1 |
| The Meehan Agency LLC · Windermere, FL | $280 | $15 | $295 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Health Options Inchealth | 52 | $321,401 | $19,284 | 6.0% |
| Blue Corss Blue Shield of Floridahealth | 27 | $221,322 | $13,279 | 6.0% |
| Guardiandental, vision, life, short-term disability, long-term disability | 207 | — | $5,080 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability, long-term disability | 143 | — | $45,592 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Springer Peterson Roofing & Metal Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $6,870 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 162 | 177 | +9.3% |
| Premiums filed | $0 | $542,723 | — |
| Broker commissions + fees | $107,421 | $83,235 | −22.5% |
| Commission rate | — | 6.0% | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Springer Peterson Roofing & Sheet Metal Employee Benefit Plan#501 · insurance | December 31, 2025 | June 30, 2026 | before deadline | 177 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Springer Peterson Roofing & Metal Inc pay in health insurance broker commissions in 2025?
Springer Peterson Roofing & Metal Inc's 2025 Form 5500 reports $83,235 in broker commissions and fees across 4 insurance contracts ($72,567 in commissions, $10,668 in fees), with FRP Corp dba Acentria Oms receiving the largest share.
Is Springer Peterson Roofing & Metal Inc's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Health Options Inc, Blue Corss Blue Shield of Florida.
How does Springer Peterson Roofing & Metal Inc's broker compensation compare with similar employers?
Springer Peterson Roofing & Metal Inc paid 6.0% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Florida is 4.6%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.