Star Lumber & Supply Co., Inc.
Updated Filing received by DOL
Star Lumber & Supply Co., Inc., a wholesale trade employer in Wichita, Kansas, reported 239 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $49,808 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from HCC Life Insurance Company). The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Star Lumber & Supply Co., Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Star Lumber & Supply Co., Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Robert E Miller Insurance Agency · Kansas City, MO | $40,473 | $8,912 | $49,385 | 5 |
| Petrich Benefit Plan Services Inc · Wichita, KS | $346 | $0 | $346 | 1 |
| Harrington Benefit Services Inc · Canfield, OH | $77 | $0 | $77 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Sun Life Assurance Company of Canadalife, short-term disability, long-term disability | 376 | — | $38,798 | — |
| Unum Life Insurance Company of Americacoverage not coded | 90 | — | $1,495 | — |
| Surency Life and Healthvision | 202 | — | $3,629 | — |
| American Heritage Life Insurance Companylife | 61 | — | $1,120 | — |
| HCC Life Insurance Companystop-loss | 264 | — | — | — |
| Delta Dental of Kansas, Inc.dental | 252 | — | $4,766 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Star Lumber & Supply Co., Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 243 | 239 | −1.6% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $42,308 | $49,808 | +17.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Star Lumber & Supply Co., Inc. Employee Group Benefit Trust#502 · insurance, trust | December 31, 2024 | October 15, 2025 | within extension | 239 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Star Lumber & Supply Co., Inc. pay in health insurance broker commissions in 2024?
Star Lumber & Supply Co., Inc.'s 2024 Form 5500 reports $49,808 in broker commissions and fees across 6 insurance contracts ($40,896 in commissions, $8,912 in fees), with Robert E Miller Insurance Agency receiving the largest share.
Is Star Lumber & Supply Co., Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from HCC Life Insurance Company).
How does Star Lumber & Supply Co., Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Star Lumber & Supply Co., Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.