Stars Behavioral Health Group
Updated Filing received by DOL
Stars Behavioral Health Group, a healthcare & social assistance employer in Oakland, California, reported 1,788 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 12 insurance contracts with no premium reported and $445,992 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 16, 2026, within the extension window.
Who was paid on Stars Behavioral Health Group's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Stars Behavioral Health Group filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Riverside, CA | $422,621 | $13,401 | $436,022 | 19 |
| Accretive Enrollment Services LLC · Perrysburg, OH | $9,019 | $951 | $9,970 | 6 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companydental | 1,516 | — | $41,899 | — |
| Eyemed Vision Carevision | 2,156 | — | $13,514 | — |
| The Lincoln National Life Insurance Companylife | 516 | — | $1,365 | — |
| The Lincoln National Life Insurance Companylife | 734 | — | $13,210 | — |
| Kaiser Foundation Health Plans Inc.health, prescription drug, HMO | 866 | — | $127,807 | — |
| The Lincoln National Life Insurance Companylife | 1,787 | — | $3,207 | — |
| The Lincoln National Life Insurance Companylong-term disability | 151 | — | $4,209 | — |
| Metropolitan Life Insurance Companyshort-term disability | 250 | — | $4,998 | — |
| Metropolitan Life Insurance Companyhealth | 369 | — | $5,050 | — |
| Unitedhealthcare Insurance Companyhealth, prescription drug, HMO, PPO | 560 | — | $170,914 | — |
| Kaiser Foundation Health Plans Inc.health, prescription drug, HMO | 395 | — | $54,120 | — |
| Metropolitan Life Insurance Companycoverage not coded | 274 | — | $5,699 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Stars Behavioral Health Group compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,514 | 1,788 | +18.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $384,859 | $445,992 | +15.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Stars Behavioral Health Group Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | September 16, 2026 | within extension | 1,788 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Stars Behavioral Health Group pay in health insurance broker commissions in 2025?
Stars Behavioral Health Group's 2025 Form 5500 reports $445,992 in broker commissions and fees across 12 insurance contracts ($431,640 in commissions, $14,352 in fees), with HUB International receiving the largest share.
Is Stars Behavioral Health Group's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plans Inc., Metropolitan Life Insurance Company, Unitedhealthcare Insurance Company.
How does Stars Behavioral Health Group's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Stars Behavioral Health Group because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.