Stewart Title Company
Updated Filing received by DOL
Stewart Title Company, a real estate & rental employer in Houston, Texas, reported 5,487 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 10 insurance contracts with no premium reported and $239,011 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 18, 2025, within the extension window.
Who was paid on Stewart Title Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Stewart Title Company filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Houston, TX | $200,575 | $0 | $200,575 | 2 |
| Aon · Chicago, IL | $5,660 | $32,712 | $38,372 | 3 |
| Custom Benefit Programs, Inc. · Hammonton, NJ | $64 | $0 | $64 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 3,634 | — | — | — |
| Reliastar Life Insurance Companycoverage not coded | 2,827 | — | $200,639 | — |
| Metropolitan Life Insurance Companylife | 42 | — | $6,210 | — |
| National Union Fire Insurance Company of Pittsburgh, PAcoverage not coded | 5,407 | — | — | — |
| Unitedhealthcare Insurance Companyhealth, dental, vision, prescription drug | 6 | — | — | — |
| Curalinc, LLC, D.B.A Curalinc Healthcarecoverage not coded | 5,439 | — | — | — |
| Virgin Pulsecoverage not coded | 5,407 | — | — | — |
| Lincoln National Life Insurance Companylife, short-term disability, long-term disability | 5,407 | — | — | — |
| Provident Life and Accident Insurance Companylong-term disability | 46 | — | $32,162 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug | 164 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Stewart Title Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 5,212 | 5,487 | +5.3% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $327,801 | $239,011 | −27.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Stewart Welfare Benefit Plan#501 · insurance, general assets | December 31, 2024 | August 18, 2025 | within extension | 5,487 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Stewart Title Company pay in health insurance broker commissions in 2024?
Stewart Title Company's 2024 Form 5500 reports $239,011 in broker commissions and fees across 10 insurance contracts ($206,299 in commissions, $32,712 in fees), with Gallagher receiving the largest share.
Is Stewart Title Company's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company, Kaiser Foundation Health Plan, Inc..
How does Stewart Title Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Stewart Title Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.