Sunland Employee Leasing, LLC
Updated Filing received by DOL
Sunland Employee Leasing, LLC, an administrative & support services employer in Chattanooga, Tennessee, reported 391 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.8M in insurance premiums across 4 contracts and $106,777 in broker commissions and fees, 3.7% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 22, 2026, before the deadline.
Who was paid on Sunland Employee Leasing, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sunland Employee Leasing, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Jennifer Kinley-Lawren · Knoxville, TN | $65,793 | $0 | $65,793 | 1 |
| Propel Insurance Agency, LLC · Tacoma, WA | $26,563 | $5,804 | $32,367 | 3 |
| The Cason Group Inc · Columbia, SC | $6,972 | $0 | $6,972 | 1 |
| Alera Group, Inc. | $0 | $622 | $622 | 1 |
| Watchtower Benefits LLC · Chicago, IL | $444 | $0 | $444 | 1 |
| Cap Stewart · Knoxville, TN | $263 | $0 | $263 | 1 |
| Tis Insurance Services I · Knoxville, TN | $223 | $0 | $223 | 1 |
| Pacific Advisors LLC | $93 | $0 | $93 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Tennessee, Inc.health, dental, vision, prescription drug | 211 | $1.8M | $65,793 | 3.7% |
| Guardiancoverage not coded | 73 | — | $12,779 | — |
| American United Life Insurance Companylife, short-term disability, long-term disability | 378 | — | $27,695 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 23 | — | $510 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Sunland Employee Leasing, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $8,490 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 391 | 391 | +0.0% |
| Premiums filed | $1,552,141 | $1,791,461 | +15.4% |
| Broker commissions + fees | $101,778 | $106,777 | +4.9% |
| Commission rate | 3.7% | 3.7% | −0.1 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Sunland Employee Leasing LLC Employee Benefit Plan#501 · insurance, general assets | December 31, 2025 | June 22, 2026 | before deadline | 391 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Sunland Employee Leasing, LLC pay in health insurance broker commissions in 2025?
Sunland Employee Leasing, LLC's 2025 Form 5500 reports $106,777 in broker commissions and fees across 4 insurance contracts ($100,351 in commissions, $6,426 in fees), with Jennifer Kinley-Lawren receiving the largest share.
Is Sunland Employee Leasing, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Tennessee, Inc..
How does Sunland Employee Leasing, LLC's broker compensation compare with similar employers?
Sunland Employee Leasing, LLC paid 3.7% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Tennessee is 3.9%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.