Sunrise Engineering, LLC Employee Benef
Updated Filing received by DOL
Sunrise Engineering, LLC Employee Benef, a professional & technical services employer in Fillmore, Utah, reported 298 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 9 insurance contracts with no premium reported and $61,608 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Berkley Life). The Department of Labor received the filing on August 3, 2026, 3 days after the base deadline with no extension indicated on the form.
Who was paid on Sunrise Engineering, LLC Employee Benef's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sunrise Engineering, LLC Employee Benef filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Fred a Moreton & Company · Salt Lake City, UT | $35,632 | $4,223 | $39,855 | 6 |
| Archon LLC · Hauppauge, NY | $0 | $13,829 | $13,829 | 3 |
| Sherrie M Hopkins Ins Agcy Lutcf, P · West Jordan, UT | $7,257 | $213 | $7,470 | 1 |
| Custom Insurance Specialists Inc · Kamas, UT | $281 | $18 | $299 | 1 |
| Marina C Love · Rio Rico, AZ | $99 | $0 | $99 | 1 |
| Kurz & Valdez Benefit Enrollment So · Phoenix, AZ | $14 | $14 | $28 | 1 |
| Patti a Vincent · South Jordan, UT | $11 | $0 | $11 | 1 |
| Harris Insurance Services Inc · Las Vegas, NV | $10 | $0 | $10 | 1 |
| Isabel Ramona Sanchez · Las Vegas, NV | $4 | $0 | $4 | 1 |
| Pam Anderson & Associates Inc · Midvale, UT | $2 | $0 | $2 | 1 |
| Vincent a Llauger · Las Vegas, NV | $1 | $0 | $1 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Berkley Lifestop-loss | 308 | — | — | — |
| Berkley Life & Health Ins Costop-loss | 306 | — | — | — |
| Life Insurance Company of North Americalong-term disability | — | — | $16,523 | — |
| Life Insurance Company of North Americashort-term disability, long-term disability | — | — | $5,532 | — |
| Life Insurance Company of North Americalife | — | — | $22,516 | — |
| Delta Dentalcoverage not coded | 346 | — | $4,142 | — |
| Vision Service Planvision | 250 | — | $1,880 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 96 | — | $11,015 | — |
| Life Insurance Company of North Americacoverage not coded | — | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Sunrise Engineering, LLC Employee Benef compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 305 | 298 | −2.3% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $69,396 | $61,608 | −11.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Sunrise Engineering, LLC#501 · insurance, general assets | December 31, 2025 | August 3, 2026 | 3 days after deadline, no extension indicated | 298 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Sunrise Engineering, LLC Employee Benef pay in health insurance broker commissions in 2025?
Sunrise Engineering, LLC Employee Benef's 2025 Form 5500 reports $61,608 in broker commissions and fees across 9 insurance contracts ($43,311 in commissions, $18,297 in fees), with Fred a Moreton & Company receiving the largest share.
Is Sunrise Engineering, LLC Employee Benef's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Berkley Life).
How does Sunrise Engineering, LLC Employee Benef's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Sunrise Engineering, LLC Employee Benef because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.