Suntory Global Spirits, Inc
Updated Filing received by DOL
Suntory Global Spirits, Inc, a manufacturing — food & textile employer in Chicago, Illinois, reported 1,975 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 12 insurance contracts with no premium reported and $260,652 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 17, 2026, within the extension window.
Who was paid on Suntory Global Spirits, Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Suntory Global Spirits, Inc filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Chicago, IL | $199,245 | $34,618 | $233,863 | 14 |
| Custom Benefit Programs Inc. · Somerset, NJ | $21,858 | $4,749 | $26,607 | 3 |
| Benefitstore Inc. · Charleston, SC | $182 | $0 | $182 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companyhealth | 12 | — | $237 | — |
| Metropolitan Life Insurance Companyhealth | 3 | — | $184 | — |
| Metropolitan Life Insurance Companyhealth | 587 | — | $10,384 | — |
| Vision Service Planvision | 1,414 | — | — | — |
| Life Insurance Company of North Americalong-term disability | 1,825 | — | $79,679 | — |
| Arag Insurance Companycoverage not coded | 350 | — | $4,301 | — |
| Life Insurance Company of North Americacoverage not coded | 2,625 | — | $14,303 | — |
| Life Insurance Company of North Americalife | 2,810 | — | $132,144 | — |
| Metropolitan Life Insurance Companyhealth | 766 | — | $9,303 | — |
| Delta Dental of Illinoisdental | 1,637 | — | — | — |
| Delta Dental of Illinoisdental | 260 | — | — | — |
| Metropolitan Life Insurance Companyhealth | 624 | — | $10,117 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Suntory Global Spirits, Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,831 | 1,975 | +7.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $347,536 | $260,652 | −25.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Jim Beam Brands Co Consolidated Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | September 17, 2026 | within extension | 1,975 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Suntory Global Spirits, Inc pay in health insurance broker commissions in 2025?
Suntory Global Spirits, Inc's 2025 Form 5500 reports $260,652 in broker commissions and fees across 12 insurance contracts ($221,285 in commissions, $39,367 in fees), with Aon receiving the largest share.
Is Suntory Global Spirits, Inc's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Metropolitan Life Insurance Company.
How does Suntory Global Spirits, Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Suntory Global Spirits, Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.