Tapestry, Inc.
Updated Filing received by DOL
Tapestry, Inc., a retail — stores, food, auto, clothing employer in New York, New York, reported 9,992 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $875,520 in insurance premiums across 35 contracts and $2.1M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 1, 2026, before the deadline.
Who was paid on Tapestry, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Tapestry, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Chicago, IL | $1,149,046 | $148,080 | $1,297,126 | 26 |
| Hewitt Insurance Brokerage · Chicago, IL | $767,557 | $9,743 | $777,300 | 6 |
| Hewitt Ins Brokerage LLC · Chicago, IL | $30,925 | $0 | $30,925 | 4 |
| Custom Benefit Programs, Inc. · Hammonton, NJ | $0 | $14,268 | $14,268 | 1 |
| Jennifer N. Buck · Pecatonica, IL | $11,626 | $0 | $11,626 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 35 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Tapestry, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $10,446 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 9,899 | 9,992 | +0.9% |
| Premiums filed | $990,507 | $875,520 | not comparable |
| Broker commissions + fees | $2,070,489 | $2,131,245 | +2.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Tapestry, Inc. Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 1, 2026 | before deadline | 9,992 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Tapestry, Inc. pay in health insurance broker commissions in 2025?
Tapestry, Inc.'s 2025 Form 5500 reports $2,131,245 in broker commissions and fees across 35 insurance contracts ($1,959,154 in commissions, $172,091 in fees), with Aon receiving the largest share.
Is Tapestry, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Triple S Salud, Inc., Kaiser Foundation Health Plan of Washington Options, Inc., Medical Mutual.
How does Tapestry, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Tapestry, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.