Tdk-Lambda Americas Inc.
Updated Filing received by DOL
Tdk-Lambda Americas Inc., a manufacturing — metal, equipment, transportation employer in Tinton Falls, New Jersey, reported 312 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $250,439 in insurance premiums across 8 contracts and $235,444 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 16, 2026, within the extension window.
Who was paid on Tdk-Lambda Americas Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Tdk-Lambda Americas Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $34,598 | $165,559 | $200,157 | 6 |
| Gallagher · Dallas, TX | $26,537 | $8,750 | $35,287 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of New Jersey, Inc.dental | 465 | $250,439 | $9,767 | 3.9% |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 430 | — | $1,909 | — |
| The Guardian Life Insurance Company of Americalife, short-term disability, long-term disability | 304 | — | $32,089 | — |
| Cigna Health and Life Insurance Companyhealth, prescription drug, PPO | 303 | — | $165,559 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 70 | — | $21,710 | — |
| Zurich American Insurance Companycoverage not coded | 291 | — | $969 | — |
| Alpha Dental Programs, Inc.dental | 34 | — | $243 | — |
| Metlife Legal Planscoverage not coded | 132 | — | $3,198 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Tdk-Lambda Americas Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 309 | 312 | +1.0% |
| Premiums filed | $257,353 | $250,439 | not comparable |
| Broker commissions + fees | $231,194 | $235,444 | +1.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Tdk-Lambda Americas Inc. Insurance Based Employee Benefit Plan#501 · insurance, general assets | December 31, 2025 | September 16, 2026 | within extension | 312 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Tdk-Lambda Americas Inc. pay in health insurance broker commissions in 2025?
Tdk-Lambda Americas Inc.'s 2025 Form 5500 reports $235,444 in broker commissions and fees across 8 insurance contracts ($61,135 in commissions, $174,309 in fees), with Mercer receiving the largest share.
Is Tdk-Lambda Americas Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company, Kaiser Foundation Health Plan, Inc..
How does Tdk-Lambda Americas Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Tdk-Lambda Americas Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.