Teancum, LLC
Updated Filing received by DOL
Teancum, LLC, a retail — stores, food, auto, clothing employer in Boise, Idaho, reported 537 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $316,088 in insurance premiums across 5 contracts and $70,029 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on January 16, 2026, before the deadline.
Who was paid on Teancum, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Teancum, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Boise, ID | $21,046 | $0 | $21,046 | 2 |
| Scott Howell · Meridian, ID | $10,911 | $5,295 | $16,206 | 2 |
| Hayley M. Archuleta · Boise, ID | $15,004 | $0 | $15,004 | 1 |
| Cynthia R. Smart-Tealey · Boise, ID | $4,931 | $5,295 | $10,226 | 1 |
| Cynthia Smart-Tealey · Boise, ID | $5,980 | $0 | $5,980 | 1 |
| Synergy Enrollment & Benefits, LLC · San Diego, CA | $859 | $0 | $859 | 1 |
| Peterson Insurance SVCS, LLC · Boise, CA | $635 | $0 | $635 | 1 |
| 5 Peaks Solutions, LLC · Lakewood, CA | $50 | $0 | $50 | 1 |
| Bruce Robert · Boise, CA | $24 | $0 | $24 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Idahodental | 203 | $209,487 | — | — |
| Blue Cross of Idahodental | 740 | $106,601 | $20,452 | 19.2% |
| Combined Insurance Company of Americacoverage not coded | 471 | — | $35,335 | — |
| American Heritage Life Insurance Companylife, short-term disability | 5 | — | $2,282 | — |
| United Heritage Life Insurance Companyvision, life | 566 | — | $11,960 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Teancum, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 540 | 537 | −0.6% |
| Premiums filed | $215,707 | $316,088 | +46.5% |
| Broker commissions + fees | $123,567 | $70,029 | −43.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Teancum, LLC Health and Welfare Wrap Plan#501 · insurance, general assets | June 30, 2025 | January 16, 2026 | before deadline | 537 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Teancum, LLC pay in health insurance broker commissions in 2024?
Teancum, LLC's 2024 Form 5500 reports $70,029 in broker commissions and fees across 5 insurance contracts ($59,439 in commissions, $10,590 in fees), with Gallagher receiving the largest share.
Is Teancum, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Teancum, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Teancum, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.