Idaho employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
271 Idaho employers filed health plans with 100 or more participants for plan year 2024, covering 317,283 participants. They reported $145M in insurance premiums and $26M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 3.2% of premium, 0.6 points below the national median of 3.8%.
Largest brokers
Reported commissions and fees, with the number of employer plans naming each.
Largest medical carriers
Medical premium written.
Cities in Idaho
Every Idaho city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.
| City | Employer plans | Premiums |
|---|---|---|
| Boise | 72 | $45M |
| Meridian | 34 | $11M |
| Idaho Falls | 25 | $18M |
Largest employer plans
By health plan participants.
| Employer | City | Participants |
|---|---|---|
| Albertsons LLC | Boise | 46,902 |
| Micron Technology, Inc | Boise | 42,774 |
| New Albertsons LP | Boise | 29,388 |
| Winco Holdings, Inc. | Boise | 22,209 |
| ST. Lukes Health System, LTD. | Boise | 16,405 |
| Albertsons Companies, Inc. | Boise | 16,373 |
| Woodgrain Inc. | Fruitland | 9,182 |
| J.R. Simplot Company | Boise | 9,004 |
| Lamb Weston, Inc. | Eagle | 7,691 |
| Battelle Energy Alliance, LLC | Idaho Falls | 6,592 |
| Boise Cascade Company | Boise | 5,217 |
| Pennant Services Inc. | Eagle | 3,765 |
| Kootenai Clinics, LLC | Coeur D Alene | 3,452 |
| Idaho Power Company | Boise | 3,398 |
| Power Engineers, Inc Voluntary Employee Beneficiary Trust | Meridian | 3,307 |
| Jacksons Food Stores, Inc. | Meridian | 3,013 |
| Cascadia Healthcare, LLC | Eagle | 2,512 |
| Idaho Agc Self-Funded Benefit Trust | Boise | 2,510 |
| Kendall Dealership Holdings, LLC | Meridian | 2,234 |
| Amalgamated Sugar Company | Boise | 2,109 |
| Mountain View Hospital LLC | Idaho Falls | 2,029 |
| Melaleuca, Inc. | Idaho Falls | 1,813 |
| Idaho Environmental Coalition, LLC | Idaho Falls | 1,789 |
| Idaho Central Credit Union | Pocatello | 1,551 |
| Ciri Development Corporation | Idaho Falls | 1,526 |
Highest broker pay
Employers reporting the most broker commissions and fees.
Highest commission rates
Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.
Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.
What do Idaho employers pay health insurance brokers?
Across 38 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Idaho employers was 3.2% of premium (middle half 2.4% to 4.0%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $52,220.
Which Idaho employers paid the most in broker commissions?
Farm Bureau Insurance Company of Idaho reported the most in 2024, $4,280,079, followed by Albertsons LLC ($1.5M) and Power Engineers, Inc Voluntary Employee Beneficiary Trust ($1.0M).
Which brokers and carriers dominate Idaho?
By reported compensation, the largest brokers are Gallagher, Willis Towers Watson, HUB International. By medical premium, the largest carriers are Blue Cross of Idaho, Blue Cross of Idaho Health Service, Inc., Regence Blueshield of Idaho, Inc..
Which Idaho cities have the most employer health plans?
Boise (72 employer plans, $45M in premiums); Meridian (34 employer plans, $11M in premiums); Idaho Falls (25 employer plans, $18M in premiums). 3 Idaho cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.
Is your company on this page? Get its Form 5500 read next to the Idaho medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
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