BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Tetra Tech, Inc.

Professional & technical services · Pasadena, California · EIN ending 8514

Updated Filing received by DOL

Tetra Tech, Inc., a professional & technical services employer in Pasadena, California, reported 8,011 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.2M in insurance premiums across 33 contracts and $1.0M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 31, 2026, before the deadline.

Participants
8,011
+5.1% vs 2024
Premiums filed
$1.2M
premium not reported on 7 medical contracts
Broker commissions + fees
$1.0M
−24.7% vs 2024
Commission rate
n/a
needs insured medical premium

Who was paid on Tetra Tech, Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Tetra Tech, Inc. filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Aon · Chicago, IL$693,265$13,007$706,27224
Alight Holding Company LLC dba Alig · Lincolnshire, IL$0$113,557$113,5572
Hewitt Insurance Brokerage · Chicago, IL$101,831$0$101,8313
Custom Benefit Programs Inc. · Chicago, IL$77,448$0$77,4481
Jennifer N Buck · Pecatonica, IL$31,776$0$31,7761

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

The 24 largest of 33 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Medical Mutualhealth, prescription drug48$595,763$11,9582.0%
Triple S Salud, Inchealth, dental, prescription drug61$567,294$28,0814.9%
Kaiser Foundation Health Plan, Inchealth, prescription drug, HMO412—$42,829—
Delta Dental of Californiadental3,621—$68,656—
National Union Fire Ins. Co. of Pittsburgh, PAcoverage not coded3,517———
Aetna Life Insurance Companyhealth, dental, vision95———
Kaiser Foundation Health Plan of the Northwesthealth, prescription drug, HMO85—$10,075—
Delaware American Life Insurance Companylong-term disability125———
Priority Healthhealth, prescription drug————
Dean Health Plan Inc.health31—$3,996—
Hawaii Medical Service Associationhealth, prescription drug30———
Aetna Life Insurance Co.health, dental2,865—$68,102—
Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO177—$27,052—
Cigna Health and Life Insurance Company and Affiliatesdental, indemnity748—$25,399—
Health and Human Resource Centcoverage not coded915———
Metropolitan Life Insurance Companydental, vision1,090—$26,657—
Vision Service Planvision2,197—$20,079—
Kaiser Foundation Health Plan of Coloradohealth, prescription drug, HMO169—$20,702—
Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.health, prescription drug, HMO135—$23,307—
Health Nethealth30———
Combined Insurance Company of Americacoverage not coded411—$77,448—
Unitedhealthcare Insurance Companydental1,240—$53,616—
Reliastar Life Insurance Companycoverage not coded6,460—$251,606—
Unitedhealthcare Insurance Companyvision879—$5,731—

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Tetra Tech, Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Tetra Tech, Inc.
$1.0M
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Premium per covered person on medical contracts: $10,670 a year (national median $7,274).

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$1.4M$1.2MPremiums$1.4M$1.0MBroker pay20242025
Tetra Tech, Inc.: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants7,6238,011+5.1%
Premiums filed$1,431,525$1,163,057not comparable
Broker commissions + fees$1,369,846$1,030,884−24.7%
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Tetra Tech, Inc. Group Benefit Plan#501 · insurance, general assetsDecember 31, 2025July 31, 2026before deadline8,011

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Tetra Tech, Inc. pay in health insurance broker commissions in 2025?

Tetra Tech, Inc.'s 2025 Form 5500 reports $1,030,884 in broker commissions and fees across 33 insurance contracts ($904,320 in commissions, $126,564 in fees), with Aon receiving the largest share.

Is Tetra Tech, Inc.'s health plan self-funded or fully insured?

The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Medical Mutual, Triple S Salud, Inc, Kaiser Foundation Health Plan, Inc.

How does Tetra Tech, Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Tetra Tech, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.