Texarkana Tractor Company
Updated Filing received by DOL
Texarkana Tractor Company, a wholesale trade employer in Texarkana, Texas, reported 209 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $114,926 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 21, 2025, before the deadline.
Who was paid on Texarkana Tractor Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Texarkana Tractor Company filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Frederick Eugene Joyce · Texarkana, TX | $41,527 | $0 | $41,527 | 1 |
| GBS Houston Inc. · Houston, TX | $34,223 | $0 | $34,223 | 1 |
| Michael Dean Gist · Texarkana, TX | $16,165 | $1,431 | $17,596 | 2 |
| Evergreen Benefits Group, LLC · Lufkin, TX | $7,328 | $0 | $7,328 | 1 |
| Kimberly Faith Cearley · Texarkana, TX | $3,308 | $212 | $3,520 | 1 |
| Sandra Michelle Hall · Texarkana, TX | $3,278 | $0 | $3,278 | 1 |
| GBS Colorado LLC · Longmont, CO | $2,689 | $0 | $2,689 | 1 |
| Parsons Benefits Group LLC · Longview, TX | $1,277 | $534 | $1,811 | 1 |
| Jessica Quinn · Longview, TX | $1,061 | $497 | $1,558 | 1 |
| Joyce Frederick · Texarkana, TX | $496 | $0 | $496 | 1 |
| Robins Bryan · Longmont, CO | $377 | $0 | $377 | 1 |
| Stephanie Denise Warner · Ore City, TX | $107 | $129 | $236 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Texashealth, dental | 271 | — | $83,078 | — |
| Colonial Life Accident Insurance Companylife | 73 | — | $19,143 | — |
| Kansas City Life Insurance Companylife | 193 | — | $873 | — |
| Principal Life Insurance Companyvision, life, short-term disability | 237 | — | $11,832 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Texarkana Tractor Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 200 | 209 | +4.5% |
| Premiums filed | $92,271 | $0 | not comparable |
| Broker commissions + fees | $79,049 | $114,926 | +45.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Texarkana Tractor Company#501 · insurance, general assets | June 30, 2025 | October 21, 2025 | before deadline | 209 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Texarkana Tractor Company pay in health insurance broker commissions in 2024?
Texarkana Tractor Company's 2024 Form 5500 reports $114,926 in broker commissions and fees across 4 insurance contracts ($112,107 in commissions, $2,819 in fees), with Frederick Eugene Joyce receiving the largest share.
Is Texarkana Tractor Company's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Texas.
How does Texarkana Tractor Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Texarkana Tractor Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.