Texas Retina Associates
Updated Filing received by DOL
Texas Retina Associates, a healthcare & social assistance employer in Dallas, Texas, reported 237 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $152,568 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 15, 2025, before the deadline.
Who was paid on Texas Retina Associates's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Texas Retina Associates filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · San Diego, CA | $71,015 | $80,243 | $151,258 | 6 |
| Michele E Martin · Plano, TX | $404 | $36 | $440 | 1 |
| Deacon Charles Kavanaugh · The Colony, TX | $365 | $13 | $378 | 1 |
| MS Health Economics Consultants LLC · Miami, FL | $122 | $5 | $127 | 1 |
| National Enrollment Partners LLC · Cranston, RI | $99 | $27 | $126 | 1 |
| Mpart Benefits Inc · Prosper, TX | $80 | $22 | $102 | 1 |
| KLH Insurance Inc · Watertown, MN | $41 | $9 | $50 | 1 |
| Michele Rhein · Lansdale, PA | $31 | $0 | $31 | 1 |
| Soteria Partners LLC · West Orange, NJ | $5 | $6 | $11 | 1 |
| Marc a Grove · Rogers, MN | $2 | $5 | $7 | 1 |
| David Evans · Southlake, TX | $7 | $0 | $7 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Colonial Life and Accident Insurance Companycoverage not coded | 18 | — | $2,880 | — |
| The Lincoln National Life Insurance Companylife | 250 | — | $8,212 | — |
| The Lincoln National Life Insurance Companylong-term disability | 201 | — | $23,253 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 186 | — | $7,802 | — |
| The Lincoln National Life Insurance Companylife | 74 | — | $7,963 | — |
| United Healthcare Insurance Companyhealth, dental, vision | 438 | — | $102,458 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Texas Retina Associates compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 221 | 237 | +7.2% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $143,937 | $152,568 | +6.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Texas Retina Associates Employee Benefits Plan#501 · insurance, general assets | March 31, 2025 | September 15, 2025 | before deadline | 237 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Texas Retina Associates pay in health insurance broker commissions in 2024?
Texas Retina Associates's 2024 Form 5500 reports $152,568 in broker commissions and fees across 6 insurance contracts ($72,202 in commissions, $80,366 in fees), with Marsh McLennan Agency receiving the largest share.
Is Texas Retina Associates's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by United Healthcare Insurance Company.
How does Texas Retina Associates's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Texas Retina Associates because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.