The Act 1 Group, Inc.
Updated Filing received by DOL
The Act 1 Group, Inc., a finance & insurance employer in Torrance, California, reported 1,578 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 22 insurance contracts with no premium reported and $1.2M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 2, 2025, within the extension window.
Who was paid on The Act 1 Group, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Act 1 Group, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Baldwin Group · Irvine, CA | $644,286 | $243 | $644,529 | 3 |
| Ryan Insurance Services LLC · Glendale, CA | $288,468 | $0 | $288,468 | 10 |
| Burnham Benefits · Irvine, CA | $157,137 | $69 | $157,206 | 12 |
| Kyle Ryan · Glendale, CA | $18,632 | $0 | $18,632 | 2 |
| Ellen Grace Valdez · Studio City, CA | $17,861 | $0 | $17,861 | 1 |
| Kyle Robert Ryan · Pasadena, CA | $17,114 | $0 | $17,114 | 3 |
| Rhoel Telmo Valdez · Winnetka, CA | $3,630 | $0 | $3,630 | 1 |
| The Boon Insurance Agency · Austin, TX | $2,653 | $0 | $2,653 | 2 |
| Michael K. Rosenthal · Rancho Mirage, CA | $2,149 | $0 | $2,149 | 2 |
| Andre Crenshaw and Various Agents · La Quinta, CA | $1,195 | $0 | $1,195 | 1 |
| Teri Rollin · Oak Park, CA | $926 | $0 | $926 | 1 |
| Kenniesha Shacoye Newsome · Windsor Hills, CA | $310 | $374 | $684 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Act 1 Group, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,441 | 1,578 | +9.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $1,250,425 | $1,156,291 | −7.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Act-1 Group Inc Health Plan - Corp#502 · insurance, general assets | December 31, 2024 | September 2, 2025 | within extension | 1,578 |
| The Act 1 Group Inc. Health Plan - Temps#501 · insurance, general assets | December 31, 2024 | September 2, 2025 | within extension | 1,441 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Act 1 Group, Inc. pay in health insurance broker commissions in 2024?
The Act 1 Group, Inc.'s 2024 Form 5500 reports $1,156,291 in broker commissions and fees across 22 insurance contracts ($1,155,308 in commissions, $983 in fees), with The Baldwin Group receiving the largest share.
Is The Act 1 Group, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross of California, Independent Health Benefits Corporation, Kaiser Foundation Health Plan of Colorado.
How does The Act 1 Group, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for The Act 1 Group, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.