The Behler-Young Company
Updated Filing received by DOL
The Behler-Young Company, a wholesale trade employer in Grand Rapids, Michigan, reported 461 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $929,559 in insurance premiums across 4 contracts and $24,850 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Sun Life Assurance Company of Canada). The Department of Labor received the filing on July 24, 2026, before the deadline.
Who was paid on The Behler-Young Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Behler-Young Company filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Advantage Benefits Group · Grand Rapids, MI | $17,298 | $7,552 | $24,850 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Sun Life Assurance Company of Canadastop-loss | 212 | $540,393 | — | — |
| The Standardlife, short-term disability, long-term disability | 277 | $216,840 | $18,593 | 8.6% |
| Delta Dental of Michigandental | 499 | $151,804 | $5,322 | 3.5% |
| Eyemed Vision Carevision | 190 | $20,522 | $935 | 4.6% |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Behler-Young Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 434 | 461 | +6.2% |
| Premiums filed | $339,536 | $929,559 | +173.8% |
| Broker commissions + fees | $30,324 | $24,850 | −18.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Behler-Young Company Employee Benefits Plan#505 · final filing · insurance, general assets | March 31, 2026 | July 24, 2026 | before deadline | 461 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Behler-Young Company pay in health insurance broker commissions in 2025?
The Behler-Young Company's 2025 Form 5500 reports $24,850 in broker commissions and fees across 4 insurance contracts ($17,298 in commissions, $7,552 in fees), with Advantage Benefits Group receiving the largest share.
Is The Behler-Young Company's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Sun Life Assurance Company of Canada).
How does The Behler-Young Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for The Behler-Young Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
Send the full findings to your inbox.
A specialist writes up every finding for The Behler-Young Company with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.