The Evangeline Bank and Trust Company
Updated Filing received by DOL
The Evangeline Bank and Trust Company, a finance & insurance employer in Ville Platte, Louisiana, reported 167 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.8M in insurance premiums across 5 contracts and $118,424 in broker commissions and fees, 4.8% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on April 21, 2026, before the deadline.
Who was paid on The Evangeline Bank and Trust Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Evangeline Bank and Trust Company filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Community Financial Insurance Cente | $70,736 | $23,738 | $94,474 | 4 |
| Acrisure · Auburn Hills, MI | $8,603 | $343 | $8,946 | 2 |
| Southern Natl MKTG Compan - · Baton Rouge, LA | $0 | $6,449 | $6,449 | 1 |
| Gis Benefits Inc. · Morris, IL | $458 | $4,783 | $5,241 | 2 |
| Community Financial Ins. - · Monroe, LA | $3,314 | $0 | $3,314 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blueshield of Louisianahealth, prescription drug, PPO | 150 | $1.8M | $84,460 | 4.8% |
| Reserve National Insurance Companyindemnity | 75 | — | $6,135 | — |
| Equitable Financial Life Insurance Company of Americadental, vision, life, short-term disability, long-term disability, PPO | 157 | — | $19,852 | — |
| Blue Cross and Blue Shield of Louisianavision | 132 | — | $1,721 | — |
| Blue Cross and Blue Shield of Louisianadental | 95 | — | $6,256 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Evangeline Bank and Trust Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $11,767 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 163 | 167 | +2.5% |
| Premiums filed | $1,759,827 | $1,765,027 | +0.3% |
| Broker commissions + fees | $144,829 | $118,424 | −18.2% |
| Commission rate | 5.7% | 4.8% | −0.9 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Evangeline Bank and Trust Company Employee Benefits Plan#502 · insurance | December 31, 2025 | April 21, 2026 | before deadline | 167 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Evangeline Bank and Trust Company pay in health insurance broker commissions in 2025?
The Evangeline Bank and Trust Company's 2025 Form 5500 reports $118,424 in broker commissions and fees across 5 insurance contracts ($83,111 in commissions, $35,313 in fees), with Community Financial Insurance Cente receiving the largest share.
Is The Evangeline Bank and Trust Company's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Blue Cross and Blueshield of Louisiana.
How does The Evangeline Bank and Trust Company's broker compensation compare with similar employers?
The Evangeline Bank and Trust Company paid 4.8% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Louisiana is 5.0%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.