The House of Larose, Inc.
Updated Filing received by DOL
The House of Larose, Inc., a wholesale trade employer in Brecksville, Ohio, reported 102 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $201,658 in insurance premiums across 4 contracts and $24,766 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Medical Mutual of Ohio). The Department of Labor received the filing on September 24, 2025, within the extension window.
Who was paid on The House of Larose, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The House of Larose, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brokernet Inc · Columbus, OH | $3,083 | $1,166 | $4,249 | 2 |
| Thomas N. Jesser · Akron, OH | $1,246 | $0 | $1,246 | 1 |
| Business Underwriters Associates · Akron, OH | $696 | $0 | $696 | 1 |
| Thomas Jesser · Independence, OH | $146 | $0 | $146 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Medical Mutual of Ohiostop-loss | 97 | $201,658 | $18,429 | 9.1% |
| Anthem Life Insurance Companylong-term disability | 86 | — | $1,405 | — |
| Standard Insurance Companylong-term disability | 88 | — | $2,844 | — |
| Companion Life Insurancelife | 102 | — | $2,088 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The House of Larose, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The House of Larose, Inc. Insurance Plan#510 · insurance, general assets | December 31, 2024 | September 24, 2025 | within extension | 102 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The House of Larose, Inc. pay in health insurance broker commissions in 2024?
The House of Larose, Inc.'s 2024 Form 5500 reports $24,766 in broker commissions and fees across 4 insurance contracts ($23,598 in commissions, $1,168 in fees), with Brokernet Inc receiving the largest share.
Is The House of Larose, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Medical Mutual of Ohio).
How does The House of Larose, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for The House of Larose, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.