Third and Oak Corp dba Treyton Oak Towers
Updated Filing received by DOL
Third and Oak Corp dba Treyton Oak Towers, a healthcare & social assistance employer in Louisville, Kentucky, reported 111 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $46,960 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on December 4, 2025, before the deadline.
Who was paid on Third and Oak Corp dba Treyton Oak Towers's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Third and Oak Corp dba Treyton Oak Towers filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Foundation Risk Partners · Ormond Beach, FL | $40,887 | $1,817 | $42,704 | 9 |
| Jeffrey D Harned · Louisville, KY | $1,047 | $819 | $1,866 | 1 |
| Suzanne Bratton Tucker · Lexington, KY | $748 | $25 | $773 | 1 |
| Melodie D Lunsford · Woodburn, KY | $452 | $0 | $452 | 1 |
| Bilodeau Inc · Goshen, KY | $120 | $229 | $349 | 1 |
| Vickie E Lewis · Cave City, KY | $228 | $0 | $228 | 1 |
| Megan Goodman · Sellersburg, IN | $132 | $0 | $132 | 1 |
| Valerie D Rich · Bee Spring, KY | $120 | $0 | $120 | 1 |
| Amber Wood · Bowling Green, KY | $104 | $0 | $104 | 1 |
| RTR Al Corp · Louisville, KY | $86 | $0 | $86 | 1 |
| Axel H Halvarson · Louisville, KY | $49 | $0 | $49 | 1 |
| William Jack Mitchell JR · North Platte, NE | $42 | $0 | $42 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United of Omaha Life Insurance Companylife | 111 | — | $1,359 | — |
| United of Omaha Life Insurance Companyshort-term disability | 43 | — | $7,561 | — |
| United of Omaha Life Insurance Companylong-term disability | 10 | — | $922 | — |
| United of Omaha Life Insurance Companycoverage not coded | 29 | — | $1,612 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 64 | — | $6,955 | — |
| Anthem Health Plans of Kentucky, Inc.health, dental, vision | 91 | — | $28,551 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Third and Oak Corp dba Treyton Oak Towers compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 110 | 111 | +0.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $43,804 | $46,960 | +7.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Third & Oak Corp. d/b/a Treyton Oak Towers Health & Welfare Plan#501 · insurance | May 31, 2025 | December 4, 2025 | before deadline | 111 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Third and Oak Corp dba Treyton Oak Towers pay in health insurance broker commissions in 2024?
Third and Oak Corp dba Treyton Oak Towers's 2024 Form 5500 reports $46,960 in broker commissions and fees across 6 insurance contracts ($44,069 in commissions, $2,891 in fees), with Foundation Risk Partners receiving the largest share.
Is Third and Oak Corp dba Treyton Oak Towers's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Anthem Health Plans of Kentucky, Inc..
How does Third and Oak Corp dba Treyton Oak Towers's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Third and Oak Corp dba Treyton Oak Towers because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.