Toshiba America Business Solutions, Inc.
Updated Filing received by DOL
Toshiba America Business Solutions, Inc., a wholesale trade employer in Lake Forest, California, reported 1,926 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 11 insurance contracts with no premium reported and $181,910 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 25, 2026, before the deadline.
Who was paid on Toshiba America Business Solutions, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Toshiba America Business Solutions, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $168,752 | $13,158 | $181,910 | 12 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Reliance Standard Life Insurance Companylife | 1,888 | — | $20,025 | — |
| Reliance Standard Life Insurance Companylong-term disability | 1,889 | — | $23,187 | — |
| University Health Alliancehealth, dental, vision, prescription drug | 32 | — | — | — |
| Reliance Standard Life Insurance Companylife | 703 | — | $48,298 | — |
| Reliance Standard Life Insurance Companycoverage not coded | 740 | — | $9,136 | — |
| Arag Insurance Companycoverage not coded | 372 | — | $4,101 | — |
| Metropolitan Life Insurance Companycoverage not coded | 1,362 | — | $11,565 | — |
| Metropolitan Life Insurance Companycoverage not coded | 801 | — | $24,030 | — |
| Metropolitan Life Insurance Companycoverage not coded | 672 | — | $23,093 | — |
| Unitedhealthcare Insurance Companyvision | 1,440 | — | $18,475 | — |
| U.S. Behavioral Health Plan, California dba Optumcoverage not coded | 1,891 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Toshiba America Business Solutions, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,990 | 1,926 | −3.2% |
| Premiums filed | $32,267 | $0 | — |
| Broker commissions + fees | $215,507 | $181,910 | −15.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Tabs Health & Welfare Plan#505 · insurance, general assets | December 31, 2025 | June 25, 2026 | before deadline | 1,926 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Toshiba America Business Solutions, Inc. pay in health insurance broker commissions in 2025?
Toshiba America Business Solutions, Inc.'s 2025 Form 5500 reports $181,910 in broker commissions and fees across 11 insurance contracts ($168,752 in commissions, $13,158 in fees), with Mercer receiving the largest share.
Is Toshiba America Business Solutions, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by University Health Alliance.
How does Toshiba America Business Solutions, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Toshiba America Business Solutions, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.