Total Transportation & Distribution Inc.
Updated Filing received by DOL
Total Transportation & Distribution Inc., a transportation — warehousing employer in Fullerton, California, reported 209 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 12 insurance contracts with no premium reported and $139,488 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 2, 2026, within the extension window.
Who was paid on Total Transportation & Distribution Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Total Transportation & Distribution Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Acrisure · Grand Rapids, MI | $75,041 | $3,458 | $78,499 | 7 |
| Amwins Connect Insurance Services · Santa Ana, CA | $0 | $22,180 | $22,180 | 1 |
| Americorp Financial Pension & Ins · Newport Beach, CA | $13,691 | $0 | $13,691 | 8 |
| Enroll Tech Inc · Laguna Beach, CA | $5,693 | $4,447 | $10,140 | 1 |
| Michael F Fahey Iii · San Clemente, CA | $3,303 | $1,935 | $5,238 | 1 |
| Ruben Rodriguez Baeza · Cerritos, CA | $2,517 | $0 | $2,517 | 1 |
| Luis Perez Benefit Insurance Soluti · Upland, CA | $1,786 | $370 | $2,156 | 1 |
| Uziel Rivera · Beaumont, CA | $1,111 | $113 | $1,224 | 1 |
| Luis Rafael Valle · San Bernardino, CA | $1,080 | $0 | $1,080 | 1 |
| Eric Alexander Novoa · Chino Hills, CA | $919 | $67 | $986 | 1 |
| Rose Villalon Pasquel · Carson, CA | $416 | $9 | $425 | 1 |
| Luz Castillo Barriga · Hawaiian Gardens, CA | $407 | $0 | $407 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| American Fidelity Assurance Companycoverage not coded | 75 | — | $148 | — |
| American Fidelity Assurance Companycoverage not coded | — | — | $4 | — |
| Blue Cross of Californiahealth, HMO, PPO | 145 | — | $90,314 | — |
| American Fidelity Assurance Companycoverage not coded | 50 | — | — | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 164 | — | $30,334 | — |
| Dental Health Servicesdental | 136 | — | — | — |
| American Fidelity Assurance Companycoverage not coded | 12 | — | — | — |
| Guardian Life Insurance Company of Americadental, vision, life | 237 | — | $7,316 | — |
| Humana Insurance Companydental, vision, life | 209 | — | $10,354 | — |
| American Fidelity Assurance Companylong-term disability | 17 | — | — | — |
| American Fidelity Assurance Companyshort-term disability | 69 | — | $702 | — |
| Vision Plan of Americavision | 117 | — | $316 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Total Transportation & Distribution Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Total Transportation & Distribution, Inc. Welfare Benefits Plan#501 · insurance, general assets | July 31, 2025 | March 2, 2026 | within extension | 209 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Total Transportation & Distribution Inc. pay in health insurance broker commissions in 2024?
Total Transportation & Distribution Inc.'s 2024 Form 5500 reports $139,488 in broker commissions and fees across 12 insurance contracts ($106,619 in commissions, $32,869 in fees), with Acrisure receiving the largest share.
Is Total Transportation & Distribution Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross of California.
How does Total Transportation & Distribution Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Total Transportation & Distribution Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.