Trustees of Restaurant & Hospitality Association Benefit TR
Updated Filing received by DOL
Trustees of Restaurant & Hospitality Association Benefit TR, a finance & insurance employer in Chicago, Illinois, reported 2,988 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $12M in insurance premiums across 1 contract and $664,379 in broker commissions and fees, 5.7% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 18, 2025, 64 days after the extended deadline.
Who was paid on Trustees of Restaurant & Hospitality Association Benefit TR's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Trustees of Restaurant & Hospitality Association Benefit TR filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Quickbenefits, LLC · Dallas, TX | $99,318 | $0 | $99,318 | 1 |
| Petra Pacific Insurance Service Inc · Orange, CA | $55,556 | $0 | $55,556 | 1 |
| Marsh McLennan Agency · Irvine, CA | $29,751 | $0 | $29,751 | 3 |
| Alliant Insurance Services · San Diego, CA | $28,972 | $0 | $28,972 | 1 |
| Scott Brick Eastman · Ashland, VA | $23,571 | $0 | $23,571 | 1 |
| Lowdermilk & Associates, Inc · Greenwood VLG, CO | $21,061 | $0 | $21,061 | 1 |
| Acrisure · San Jose, CA | $20,756 | $0 | $20,756 | 3 |
| Leavitt Group · Salinas, CA | $19,239 | $0 | $19,239 | 3 |
| Higginbotham · Houston, TX | $17,900 | $0 | $17,900 | 1 |
| Paychex Insurance Agency · Rochester, NY | $16,010 | $0 | $16,010 | 1 |
| Beere & Purves Inc · Walnut Creek, CA | $15,741 | $0 | $15,741 | 1 |
| Gallagher · Chicago, IL | $13,963 | $0 | $13,963 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United Healthcare Insurance Companyhealth, dental, vision | 3,886 | $12M | $664,379 | 5.7% |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Trustees of Restaurant & Hospitality Association Benefit TR compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $3,008 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 3,207 | 2,988 | −6.8% |
| Premiums filed | $14,390,414 | $11,688,754 | −18.8% |
| Broker commissions + fees | $818,006 | $664,379 | −18.8% |
| Commission rate | 5.7% | 5.7% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Restaurant & Hospitality Association Benefit Trust#501 · filed under DFVCP · insurance, trust | December 31, 2024 | December 18, 2025 | 64 days late | 2,988 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Trustees of Restaurant & Hospitality Association Benefit TR pay in health insurance broker commissions in 2024?
Trustees of Restaurant & Hospitality Association Benefit TR's 2024 Form 5500 reports $664,379 in broker commissions and fees across 1 insurance contracts ($664,379 in commissions, $0 in fees), with Quickbenefits, LLC receiving the largest share.
Is Trustees of Restaurant & Hospitality Association Benefit TR's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by United Healthcare Insurance Company.
How does Trustees of Restaurant & Hospitality Association Benefit TR's broker compensation compare with similar employers?
Trustees of Restaurant & Hospitality Association Benefit TR paid 5.7% of medical premium in commissions and fees. The median for employers with 1,000-4,999 participants is 2.0%, and the median in Illinois is 1.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.