Trustees of the University of PA
Updated Filing received by DOL
Trustees of the University of PA, a healthcare & social assistance employer in Bala Cynwyd, Pennsylvania, reported 47,576 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $209M in insurance premiums across 24 contracts and $815,486 in broker commissions and fees, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 15, 2026, within the extension window.
Who was paid on Trustees of the University of PA's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Trustees of the University of PA filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $0 | $232,684 | $232,684 | 4 |
| RSC Insurance Brokerage Inc · Chicago, IL | $190,067 | $0 | $190,067 | 3 |
| The Baker Benefit Group · Ridgefield, CT | $183,848 | $0 | $183,848 | 2 |
| Mark Baker · Ridgefield, CT | $146,758 | $0 | $146,758 | 1 |
| John V Najarian · Bonita Springs, FL | $32,755 | $0 | $32,755 | 1 |
| RSC Ins Brokerage Inc · Chicago, IL | $22,700 | $0 | $22,700 | 1 |
| Anne Goodman Mitchell · Freeport, ME | $6,614 | $0 | $6,614 | 1 |
| General Agent Center Inc · Scarborough, ME | $60 | $0 | $60 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Independence Blue Crosshealth | 27,195 | $202M | — | — |
| Vision Service Planvision | 31,757 | $4.7M | — | — |
| Independence Blue Crosshealth | — | $1.5M | — | — |
| Davis Vision Planvision | 12,920 | $614,760 | — | — |
| Delta Dentaldental | 65,442 | — | — | — |
| Guardian Life Insurance Companylong-term disability | 1,677 | — | — | — |
| Quest Behavioral Healthcoverage not coded | 53,803 | — | — | — |
| Securian Life Insurance Companycoverage not coded | 15,506 | — | — | — |
| John Hancockcoverage not coded | 474 | — | — | — |
| Securian Life Insurance Companylife | 45,569 | — | — | — |
| Livinitiprescription drug | 27,195 | — | — | — |
| Penn Dentaldental | 29,623 | — | — | — |
| Cigna Health and Life Insurance Companyhealth | 3 | — | — | — |
| Genworth Life Insurance Companycoverage not coded | 64 | — | $20,030 | — |
| Genworth Life Insurance Companycoverage not coded | 523 | — | $151,859 | — |
| John Hancock Life Insurance Co.coverage not coded | 465 | — | $136,812 | — |
| Metropolitan Life Insurance Companylife | 37,445 | — | $197,933 | — |
| Standard Insurance Co.long-term disability | 1,258 | — | $274,101 | — |
| Vision Service Planvision | 7,638 | — | — | — |
| Hawaii Medical Service Associationhealth | 1 | — | — | — |
| Metropolitan Life Insurance Companydental | 4,266 | — | $17,579 | — |
| Aetna Health, Inc.health, PPO | 208 | — | — | — |
| Metropolitan Life Insurance Companylife | 3,823 | — | $17,172 | — |
| Vision Service Planvision | 1,211 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Trustees of the University of PA compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $7,498 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 45,682 | 47,576 | +4.1% |
| Premiums filed | $202,230,330 | $209,188,831 | +3.4% |
| Broker commissions + fees | $728,356 | $815,486 | +12.0% |
| Commission rate | — | 0.0% | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Uphs Flex Plan#522 · insurance, general assets | June 30, 2025 | April 15, 2026 | within extension | 47,576 |
| University of PA Health & Welfare Program#503 · insurance, general assets | June 30, 2025 | April 8, 2026 | within extension | 21,623 |
| Univ of PA Health & Welfare Plan for Ret & Dis Emp#530 · insurance, general assets, trust | December 31, 2024 | October 8, 2025 | within extension | 3,916 |
| Uphs Retiree Health Plan#527 · general assets | December 31, 2024 | October 15, 2025 | within extension | 891 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Trustees of the University of PA pay in health insurance broker commissions in 2024?
Trustees of the University of PA's 2024 Form 5500 reports $815,486 in broker commissions and fees across 24 insurance contracts ($582,802 in commissions, $232,684 in fees), with Willis Towers Watson receiving the largest share.
Is Trustees of the University of PA's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Independence Blue Cross, Cigna Health and Life Insurance Company, Hawaii Medical Service Association.
How does Trustees of the University of PA's broker compensation compare with similar employers?
Trustees of the University of PA paid 0.0% of medical premium in commissions and fees. The median for employers with 5,000+ participants is 4.8%, and the median in Pennsylvania is 4.4%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.