BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Trustees of UNITE Here Health

Finance & insurance · Oak Brook, Illinois · EIN ending 5560

Updated Filing received by DOL

Trustees of UNITE Here Health, a finance & insurance employer in Oak Brook, Illinois, reported 112,978 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $3.7M in insurance premiums across 25 contracts and $128,198 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 11, 2025, within the extension window.

Participants
112,978
+11.5% vs 2023
Premiums filed
$3.7M
+3.1% vs 2023
Broker commissions + fees
$128,198
+17.7% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Trustees of UNITE Here Health's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Trustees of UNITE Here Health filed for 2024.

Broker or agentCommissionsFeesTotalContracts
HUB International · Chicago, IL$108,065$0$108,0656
Brown & Brown · Las Vegas, NV$20,133$0$20,1331

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

The 24 largest of 25 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Atlantic Southern Dental Foundationdental6,890$3.7M——
Dearborn National Life Insurance Companylife117,657———
Nevada Dental Benefits, LTD.dental123,677—$20,133—
Unitedhealthcare Insurance Companyvision475———
Kaiser Foundation Health Plan IncHMO1,478———
Kaiser Foundation Health Plan IncHMO2———
Liberty Dental Plan of California, Inc.dental, HMO2———
Kaiser Foundation Health Plan IncHMO3,651———
Kaiser Foundation Health Plan of ColoradoHMO65———
Kaiser Foundation Health Plan of GeorgiaHMO100———
Alpha Dental Programs, Inc.dental, HMO2,998———
Alpha Dental Programs, Inc.dental, HMO13,185———
Kaiser Foundation Health Plan of the Mid-AtlanticHMO3,233———
Fidelity Security Life Insurance Companyvision123,986———
Fidelity Security Life Insurance Companyvision127———
Dearborn Life Insurance Companylife466———
Kaiser Foundation Health Plan, Inc.health, HMO6———
Blue Cross Blue Shield of Illinoishealth, HMO156———
Prudential Insurance Company of Americalong-term disability362—$13,285—
Prudential Insurance Company of Americacoverage not coded103—$10,860—
Prudential Insurance Company of Americashort-term disability426—$13,059—
Prudential Insurance Company of Americacoverage not coded5—$69—
Prudential Insurance Company of Americacoverage not coded24—$1,992—
Prudential Insurance Company of Americacoverage not coded5———

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Trustees of UNITE Here Health compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Trustees of UNITE Here Health
$128,198
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$3.6M$3.7MPremiums$108,876$128,198Broker pay20232024
Trustees of UNITE Here Health: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants101,368112,978+11.5%
Premiums filed$3,594,046$3,703,703+3.1%
Broker commissions + fees$108,876$128,198+17.7%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
UNITE Here Health#501 · insurance, trustMarch 31, 2025December 11, 2025within extension112,978
UNITE Here Health Staff Welfare Plan#502 · insurance, general assetsMarch 31, 2025November 24, 2025within extension451

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Trustees of UNITE Here Health pay in health insurance broker commissions in 2024?

Trustees of UNITE Here Health's 2024 Form 5500 reports $128,198 in broker commissions and fees across 25 insurance contracts ($128,198 in commissions, $0 in fees), with HUB International receiving the largest share.

Is Trustees of UNITE Here Health's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., Blue Cross Blue Shield of Illinois.

How does Trustees of UNITE Here Health's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Trustees of UNITE Here Health because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.