United Parcel Service of America, Inc.
Updated Filing received by DOL
United Parcel Service of America, Inc., a real estate & rental employer in Atlanta, Georgia, reported 72,757 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $6.1M in insurance premiums across 51 contracts and $1.1M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 16, 2025, 1 days after the extended deadline.
Who was paid on United Parcel Service of America, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract United Parcel Service of America, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $622,934 | $459,560 | $1,082,494 | 18 |
| Gallagher · Radnor, PA | $16,372 | $16,731 | $33,103 | 2 |
| Watson Wyatt & Company · Arlington, VA | $0 | $4,039 | $4,039 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 51 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How United Parcel Service of America, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $11,993 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 78,020 | 72,757 | −6.7% |
| Premiums filed | $6,654,379 | $6,125,093 | not comparable |
| Broker commissions + fees | $984,069 | $1,119,645 | +13.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| UPS Flexible Benefits Plan#501 · insurance, trust | December 31, 2024 | October 16, 2025 | 1 days late | 72,757 |
| UPS Retired Employees Health Care Plan#520 · amended · insurance, trust | December 31, 2024 | June 16, 2026 | amended filing; original date not in data | 8,394 |
| UPS Health and Welfare Package for Retired Employees#525 · amended · insurance, trust | December 31, 2024 | June 16, 2026 | amended filing; original date not in data | 3,242 |
| UPS Crewmembers Benefit Package#526 · insurance, trust | December 31, 2024 | October 16, 2025 | 1 days late | 2,989 |
| UPS Health and Welfare Package#524 · insurance, trust | December 31, 2024 | October 16, 2025 | 1 days late | 1,912 |
| UPS Crewmembers Benefit Package for Retired Employees#527 · amended · insurance, trust | December 31, 2024 | June 16, 2026 | amended filing; original date not in data | 521 |
| UPS Health Program#503 · insurance, trust | December 31, 2024 | October 16, 2025 | 1 days late | 330 |
| UPS Health Care Plan#508 · insurance, trust | December 31, 2024 | October 16, 2025 | 1 days late | 124 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did United Parcel Service of America, Inc. pay in health insurance broker commissions in 2024?
United Parcel Service of America, Inc.'s 2024 Form 5500 reports $1,119,645 in broker commissions and fees across 51 insurance contracts ($639,306 in commissions, $480,339 in fees), with Willis Towers Watson receiving the largest share.
Is United Parcel Service of America, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Triple S Salud, Inc., Aetna International, Aetna Life Insurance Co..
How does United Parcel Service of America, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for United Parcel Service of America, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.