BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

USA Properties Fund, Inc.

Real estate & rental · Roseville, California · EIN ending 4895

Updated Filing received by DOL

USA Properties Fund, Inc., a real estate & rental employer in Roseville, California, reported 366 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $285,115 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on November 10, 2025, before the deadline.

Participants
366
+5.5% vs 2023
Premiums filed
none
premium not reported on 2 medical contracts
Broker commissions + fees
$285,115
+7.7% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on USA Properties Fund, Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract USA Properties Fund, Inc. filed for 2024.

Broker or agentCommissionsFeesTotalContracts
USI Insurance Services · Virginia Beach, VA$265,453$19,662$285,1155

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision508—$3,044—
Unitedhealthcare Insurance Companyhealth, dental, prescription drug, HMO, PPO599—$224,573—
Hartford Life and Accident Insurance Companycoverage not coded361———
United of Omaha Life Insurance Companylife, short-term disability, long-term disability360—$25,730—
Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO51—$31,768—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How USA Properties Fund, Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
USA Properties Fund, Inc.
$285,115
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$264,676$285,115Broker pay20232024
USA Properties Fund, Inc.: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants347366+5.5%
Premiums filed$0$0not comparable
Broker commissions + fees$264,676$285,115+7.7%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
USA Properties Fund, Inc. Group Health Plan#501 · insurance, general assetsJune 30, 2025November 10, 2025before deadline366

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did USA Properties Fund, Inc. pay in health insurance broker commissions in 2024?

USA Properties Fund, Inc.'s 2024 Form 5500 reports $285,115 in broker commissions and fees across 5 insurance contracts ($265,453 in commissions, $19,662 in fees), with USI Insurance Services receiving the largest share.

Is USA Properties Fund, Inc.'s health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company, Kaiser Foundation Health Plan, Inc..

How does USA Properties Fund, Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for USA Properties Fund, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.

Get the full write-up

Send the full findings to your inbox.

A specialist writes up every finding for USA Properties Fund, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.

We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.

Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.