Valley Ent, PC
Updated Filing received by DOL
Valley Ent, PC, a healthcare & social assistance employer in Scottsdale, Arizona, reported 203 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.4M in insurance premiums across 5 contracts and $157,823 in broker commissions and fees, 7.8% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 27, 2026, before the deadline.
Who was paid on Valley Ent, PC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Valley Ent, PC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Benefit Commerce GRP, an Alera GRP · Scottsdale, AZ | $100,359 | $0 | $100,359 | 4 |
| The Sabol Agency, Inc. · Scottsdale, AZ | $31,300 | $0 | $31,300 | 1 |
| Dickerson Employee Ben an Alera GRP · Burbank, CA | $0 | $25,714 | $25,714 | 1 |
| BCBS of Arizona · Phoenix, AZ | $0 | $270 | $270 | 1 |
| Mgis · Salt Lake City, UT | $0 | $180 | $180 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth | 211 | $1.4M | $111,423 | 7.7% |
| Delta Dental of Arizonadental | 268 | — | $12,395 | — |
| Eyemed Vision Carevision | 223 | — | $1,444 | — |
| Equitable Financial Life Insurance Company of Americalife | 185 | — | $1,081 | — |
| Reliance Matrixlife, short-term disability, long-term disability | 207 | — | $31,480 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Valley Ent, PC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $6,816 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 188 | 203 | +8.0% |
| Premiums filed | $0 | $1,438,198 | — |
| Broker commissions + fees | $110,100 | $157,823 | +43.3% |
| Commission rate | — | 7.8% | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Valley Ent, PC Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | May 27, 2026 | before deadline | 203 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Valley Ent, PC pay in health insurance broker commissions in 2025?
Valley Ent, PC's 2025 Form 5500 reports $157,823 in broker commissions and fees across 5 insurance contracts ($131,659 in commissions, $26,164 in fees), with Benefit Commerce GRP, an Alera GRP receiving the largest share.
Is Valley Ent, PC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Valley Ent, PC's broker compensation compare with similar employers?
Valley Ent, PC paid 7.8% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Arizona is 7.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.