Valley-Wide Health Systems, Inc.
Updated Filing received by DOL
Valley-Wide Health Systems, Inc., a healthcare & social assistance employer in Alamosa, Colorado, reported 575 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $445,773 in insurance premiums across 5 contracts and $58,070 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on July 29, 2026, before the deadline.
Who was paid on Valley-Wide Health Systems, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Valley-Wide Health Systems, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| CBIZ · Kansas City, MO | $28,084 | $0 | $28,084 | 5 |
| Warner Pacific Ins Services · Westlake Village, CA | $0 | $15,267 | $15,267 | 3 |
| Carol Jean Hall · Tucson, AZ | $11,296 | $52 | $11,348 | 1 |
| Kurz & Valdez Benefit Enrollment So · Phoenix, AZ | $1,849 | $1,396 | $3,245 | 1 |
| Jeannetta Nichelson · Marana, AZ | $22 | $104 | $126 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife | 504 | $184,717 | $13,067 | 7.1% |
| Standard Insurance Companylong-term disability | 504 | $101,449 | $10,356 | 10.2% |
| Standard Insurance Companyshort-term disability | 504 | $84,357 | $6,073 | 7.2% |
| Vision Service Planvision | 349 | $75,250 | $7,851 | 10.4% |
| Colonial Life & Accident Insurance Companycoverage not coded | 140 | — | $20,723 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Valley-Wide Health Systems, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 588 | 575 | −2.2% |
| Premiums filed | $401,964 | $445,773 | +10.9% |
| Broker commissions + fees | $77,951 | $58,070 | −25.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Valley-Wide Health Systems, Inc. Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 29, 2026 | before deadline | 575 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Valley-Wide Health Systems, Inc. pay in health insurance broker commissions in 2025?
Valley-Wide Health Systems, Inc.'s 2025 Form 5500 reports $58,070 in broker commissions and fees across 5 insurance contracts ($41,251 in commissions, $16,819 in fees), with CBIZ receiving the largest share.
Is Valley-Wide Health Systems, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Valley-Wide Health Systems, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Valley-Wide Health Systems, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.