Vista Hill Foundation
Updated Filing received by DOL
Vista Hill Foundation, a healthcare & social assistance employer in San Diego, California, reported 375 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 12 insurance contracts with no premium reported and $104,183 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on January 20, 2026, before the deadline.
Who was paid on Vista Hill Foundation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Vista Hill Foundation filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Alliant Insurance Services · San Diego, CA | $92,717 | $6,085 | $98,802 | 9 |
| Colonial - See Attachment · Columbia, SC | $3,437 | $151 | $3,588 | 1 |
| Sourcewell · Staples, MN | $0 | $1,793 | $1,793 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| The Lincoln National Life Insurance Companylife | 56 | — | $4,489 | — |
| Sharp Health Planhealth, vision, prescription drug, HMO | 206 | — | $43,111 | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 174 | — | $33,804 | — |
| The Lincoln National Life Insurance Companylife | 21 | — | $116 | — |
| The Lincoln National Life Insurance Companylong-term disability | 337 | — | $9,558 | — |
| The Lincoln National Life Insurance Companylife | 337 | — | $5,648 | — |
| Delta Dental of Californiadental | 249 | — | $2,883 | — |
| Health and Human Resource Centercoverage not coded | 419 | — | — | — |
| Vision Service Planvision | 296 | — | $481 | — |
| Life Insurance Company of North Americacoverage not coded | 24 | — | — | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 20 | — | $3,588 | — |
| Delta Dental of Californiadental | 132 | — | $505 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Vista Hill Foundation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 371 | 375 | +1.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $99,856 | $104,183 | +4.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Vista Hill Foundation Group Benefit Plan & Trust#960 · insurance | June 30, 2025 | January 20, 2026 | before deadline | 375 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Vista Hill Foundation pay in health insurance broker commissions in 2024?
Vista Hill Foundation's 2024 Form 5500 reports $104,183 in broker commissions and fees across 12 insurance contracts ($96,154 in commissions, $8,029 in fees), with Alliant Insurance Services receiving the largest share.
Is Vista Hill Foundation's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Sharp Health Plan, Kaiser Foundation Health Plan Inc..
How does Vista Hill Foundation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Vista Hill Foundation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.