Vitalsource Technologies, LLC
Updated Filing received by DOL
Vitalsource Technologies, LLC, a professional & technical services employer in Raleigh, North Carolina, reported 435 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $297,928 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 23, 2026, within the extension window.
Who was paid on Vitalsource Technologies, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Vitalsource Technologies, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Norman Lewis · Summit, NJ | $180,790 | $0 | $180,790 | 1 |
| USI Insurance Services · Virginia Beach, VA | $72,853 | $44,285 | $117,138 | 8 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Reliastar Life Insurance Companycoverage not coded | 261 | — | $18,056 | — |
| Metlife Legal Planscoverage not coded | 136 | — | $3,051 | — |
| Blue Cross and Blue Shield of North Carolinahealth, prescription drug | 915 | — | $180,790 | — |
| Vision Service Planvision | 338 | — | $2,336 | — |
| Telus Health (US) LTD.coverage not coded | 390 | — | — | — |
| Cigna Health and Life Insurance Company and Affiliatesdental, indemnity | 387 | — | $37,820 | — |
| Life Insurance Company of North Americalife, long-term disability | 442 | — | $55,875 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Vitalsource Technologies, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 392 | 435 | +11.0% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $293,071 | $297,928 | +1.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Vitalsource Technologies Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | September 23, 2026 | within extension | 435 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Vitalsource Technologies, LLC pay in health insurance broker commissions in 2025?
Vitalsource Technologies, LLC's 2025 Form 5500 reports $297,928 in broker commissions and fees across 7 insurance contracts ($253,643 in commissions, $44,285 in fees), with Norman Lewis receiving the largest share.
Is Vitalsource Technologies, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of North Carolina.
How does Vitalsource Technologies, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Vitalsource Technologies, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.