Westcare Foundation, Inc.
Updated Filing received by DOL
Westcare Foundation, Inc., a healthcare & social assistance employer in Henderson, Nevada, reported 1,908 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $240,787 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 2, 2025, within the extension window.
Who was paid on Westcare Foundation, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Westcare Foundation, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Dickerson Employee Benefits · Los Angeles, CA | $169,904 | $1,169 | $171,073 | 8 |
| Alera Group · Deerfield, IL | $57,723 | $11,991 | $69,714 | 6 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Life Insurance Company of North Americalong-term disability | 297 | — | $22,389 | — |
| Rocky Mountain Hospital and Medical Service, Inc.vision | 798 | — | $9,624 | — |
| Life Insurance Company of North Americalife | 2,170 | — | $32,360 | — |
| Life Insurance Company of North Americacoverage not coded | 2,170 | — | $893 | — |
| Life Insurance Company of North Americashort-term disability | 329 | — | $17,640 | — |
| Metropolitan Life Insurance Companyhealth | 248 | — | $42,627 | — |
| Metropolitan Life Insurance Companyhealth | 716 | — | $52,964 | — |
| Delta Dental of Californiadental | 910 | — | $62,290 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Westcare Foundation, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,839 | 1,908 | +3.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $149,129 | $240,787 | +61.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Westcare Group Health Plan#501 · insurance, general assets | December 31, 2024 | October 2, 2025 | within extension | 1,908 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Westcare Foundation, Inc. pay in health insurance broker commissions in 2024?
Westcare Foundation, Inc.'s 2024 Form 5500 reports $240,787 in broker commissions and fees across 8 insurance contracts ($227,627 in commissions, $13,160 in fees), with Dickerson Employee Benefits receiving the largest share.
Is Westcare Foundation, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Metropolitan Life Insurance Company.
How does Westcare Foundation, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Westcare Foundation, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.