Willis North America, Inc.
Updated Filing received by DOL
Willis North America, Inc., a finance & insurance employer in Nashville, Tennessee, reported 15,911 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 39 insurance contracts with no premium reported and $187,146 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 15, 2025, within the extension window.
Who was paid on Willis North America, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Willis North America, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $0 | $187,146 | $187,146 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 39 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan of Coloradohealth, prescription drug, HMO | 90 | — | — | — |
| Kaiser Foundation Health Plan of Georgiahealth, prescription drug, HMO | 30 | — | — | — |
| Kaiser Foundation Health Plan of the Mid-Atlantichealth, prescription drug, HMO | 44 | — | — | — |
| Kaiser Foundation Health Plan Inchealth, prescription drug, HMO | 96 | — | — | — |
| Kaiser Foundation Health Plan of the Northwesthealth, prescription drug, HMO | 21 | — | — | — |
| Kaiser Foundation Health Plan Inchealth, prescription drug, HMO | 164 | — | — | — |
| Vision Service Planvision | 2,485 | — | — | — |
| Eyemed Vision Care on Behalf of the Combined Insurance Company of NYvision | 14 | — | — | — |
| American Heritage Life Insurance Companycoverage not coded | 3,679 | — | — | — |
| American Heritage Life Insurance Companycoverage not coded | 3,817 | — | — | — |
| Eyemed Vision Care on Behalf of the Combined Insurance Company of NYvision | 7 | — | — | — |
| American Heritage Life Insurance Companycoverage not coded | 1,396 | — | — | — |
| American Heritage Life Insurance Companycoverage not coded | 1,284 | — | — | — |
| Metlife Legal Planscoverage not coded | 3,327 | — | — | — |
| Aig Uk Limitedcoverage not coded | 14,848 | — | — | — |
| Aetna Life Insurance Companyhealth, dental, vision | 9 | — | — | — |
| Eyemed Vision Care on Behalf of the Combined Insurance Company of NYvision | 6,242 | — | — | — |
| Continental American Insurance Companylong-term disability | 15,554 | — | $118,334 | — |
| Vision Service Planvision | 1,039 | — | — | — |
| Metropolitan Life Insurance Companylife | 24,956 | — | $68,812 | — |
| Eyemed Vision Care on Behalf of the Combined Insurance Company of NYvision | 6,538 | — | — | — |
| Kaiser Foundation Health Plan of Coloradohealth, prescription drug, HMO | — | — | — | — |
| Kaiser Foundation Health Plan of Georgiahealth, prescription drug, HMO | — | — | — | — |
| Kaiser Foundation Health Plan of the Mid-Atlantichealth, prescription drug, HMO | — | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Willis North America, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 18,928 | 15,911 | −15.9% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $404,979 | $187,146 | −53.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Willis Towers Watson Health and Welfare Benefits Plan#501 · insurance, general assets | December 31, 2024 | September 15, 2025 | within extension | 15,911 |
| Willis Towers Watson Variable Employee Health and Welfare Benefits Plan#513 · insurance, general assets | December 31, 2024 | September 15, 2025 | within extension | 2,220 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Willis North America, Inc. pay in health insurance broker commissions in 2024?
Willis North America, Inc.'s 2024 Form 5500 reports $187,146 in broker commissions and fees across 39 insurance contracts ($0 in commissions, $187,146 in fees), with Willis Towers Watson receiving the largest share.
Is Willis North America, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan of Colorado, Kaiser Foundation Health Plan of Georgia, Kaiser Foundation Health Plan of the Mid-Atlantic.
How does Willis North America, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Willis North America, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.