Young Brothers, Limited
Updated Filing received by DOL a plan year 2025 filing was received April 15, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived
Young Brothers, Limited, a transportation — truck & rail employer in Honolulu, Hawaii, reported 380 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 12 insurance contracts with no premium reported and $221,884 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 21, 2025, before the deadline.
Who was paid on Young Brothers, Limited's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Young Brothers, Limited filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Chicago, IL | $136,684 | $23,716 | $160,400 | 7 |
| Connexion Insurance Solutions · Seattle, WA | $61,484 | $0 | $61,484 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 150 | — | $1,052 | — |
| Unum Life Insurance Company of Americacoverage not coded | 15 | — | $2,530 | — |
| National Union Fire Insurance Company of Pittsburgh, PAcoverage not coded | 384 | — | $531 | — |
| Symetra Life Insurance Companylife, long-term disability | 384 | — | $205,741 | — |
| Worklife Hawaiicoverage not coded | 384 | — | — | — |
| Hawaii Dental Servicedental | 889 | — | $8,934 | — |
| Hawaii Medical Service Associationhealth, vision, prescription drug, HMO, PPO | 808 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 211 | — | — | — |
| Kaiser Foundation Health Plan of Hawaiihealth, prescription drug, HMO | 22 | — | — | — |
| Vision Service Planvision | 73 | — | $667 | — |
| Hawaii Medical Services Associationhealth, prescription drug, PPO | 122 | — | — | — |
| Symetra Life Insurance Companylife | 140 | — | $2,429 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Young Brothers, Limited compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 370 | 380 | +2.7% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $146,315 | $221,884 | +51.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Young Brothers, Limited Welfare Benefits Plan#518 · insurance, general assets | December 31, 2024 | July 21, 2025 | before deadline | 380 |
| Postretirement Welfare Benefits Plan for Employees of Young Brothers, Limited#516 · insurance, general assets, trust | December 31, 2024 | October 15, 2025 | within extension | 363 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Young Brothers, Limited pay in health insurance broker commissions in 2024?
Young Brothers, Limited's 2024 Form 5500 reports $221,884 in broker commissions and fees across 12 insurance contracts ($198,168 in commissions, $23,716 in fees), with Gallagher receiving the largest share.
Is Young Brothers, Limited's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hawaii Medical Service Association, Kaiser Foundation Health Plan, Inc., Kaiser Foundation Health Plan of Hawaii.
How does Young Brothers, Limited's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Young Brothers, Limited because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.