Hawaii employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
202 Hawaii employers filed health plans with 100 or more participants for plan year 2024, covering 175,156 participants. They reported $205M in insurance premiums and $14M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 2.0% of premium, 1.8 points below the national median of 3.8%.
Largest brokers
Reported commissions and fees, with the number of employer plans naming each.
Largest medical carriers
Medical premium written.
Cities in Hawaii
Every Hawaii city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.
| City | Employer plans | Premiums |
|---|---|---|
| Honolulu | 142 | $192M |
Largest employer plans
By health plan participants.
Highest broker pay
Employers reporting the most broker commissions and fees.
Highest commission rates
Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.
| Employer | City | Rate | Broker pay |
|---|---|---|---|
| Hawaii Care and Cleaning, Inc. | Lihue | 3.0% | $31,957 |
| Glennco Hawaii Inc | Honolulu | 3.0% | $18,944 |
| MJC Inc. | Honolulu | 2.1% | $32,855 |
| Royal Hawaiian Movers, Inc. | Honolulu | 2.0% | $27,461 |
| Local 665 I.A.T.S.E. Health & Welfare Plan | Honolulu | 1.7% | $59,133 |
| Aloun Farm, Inc. | Kapolei | 1.0% | $10,600 |
| Altres Global Business Services, Inc. | Honolulu | 0.1% | $21,194 |
| Alohacare | Honolulu | 0.0% | $0 |
| Bowers & Kubota Consulting, Inc. | Waipahu | 0.0% | $0 |
| Hawaii Sheet Metal Workers Health & Welfare Trust Fund | Honolulu | 0.0% | $0 |
| Hawaiiana Group Incorporated | Honolulu | 0.0% | $0 |
| Painting Industry of Hawaii Health and Welfare Trust | Honolulu | 0.0% | $0 |
| Board of Trustees of ILWU Local 142 General Health & Welfare | Honolulu | 0.0% | $0 |
| The Maui Medical Group, Inc. | Wailuku | 0.0% | $0 |
| Honolulu Museum of Art | Honolulu | 0.0% | $0 |
| Carpet Linoleum and Soft Tile Local Union 1926 Health and Welfar | Honolulu | 0.0% | $0 |
| Bank of Hawaii | Honolulu | 0.0% | $0 |
| Board of Trustees of Hawaii Teamsters Health & Welfare Plan | Honolulu | 0.0% | $0 |
| Board of Trustees of Hawaii Tapers Health and Welfare Plan | Honolulu | 0.0% | $0 |
Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.
What do Hawaii employers pay health insurance brokers?
Across 7 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Hawaii employers was 2.0% of premium (middle half 1.3% to 2.6%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $45,338.
Which Hawaii employers paid the most in broker commissions?
Small Business Chamber of Commerce Hawaii reported the most in 2024, $551,400, followed by Board of Trustees of Masons Health & Welfare Trust Fund ($514,124) and Proservice Pacific, LLC Proservice Hawaii ($430,514).
Which brokers and carriers dominate Hawaii?
By reported compensation, the largest brokers are Mercer, Atlas Insurance Agency, Inc., Brown & Brown. By medical premium, the largest carriers are University Health Alliance, Hawaii Medical Service Association, HMSA.
Which Hawaii cities have the most employer health plans?
Honolulu (142 employer plans, $192M in premiums). 1 Hawaii cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.
Is your company on this page? Get its Form 5500 read next to the Hawaii medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
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