Family Support Services of North Florida, Inc
Updated Filing received by DOL
Family Support Services of North Florida, Inc, a healthcare & social assistance employer in Jacksonville, Florida, reported 538 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 9 insurance contracts with no premium reported and $117,752 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Stealth). The Department of Labor received the filing on April 8, 2026, within the extension window.
Who was paid on Family Support Services of North Florida, Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Family Support Services of North Florida, Inc filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| MFB Financial Inc · ST Augustine, FL | $103,277 | $2,315 | $105,592 | 8 |
| NFP · Charlotte, NC | $0 | $12,160 | $12,160 | 9 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| The Lincoln National Life Insurance Companylife | 534 | — | $9,962 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 164 | — | $21,213 | — |
| Florida Combined Lifedental | 460 | — | $35,651 | — |
| Eyemed Vision Care on Behalf of the Fidelity Security Life Insurance Cvision | 557 | — | $4,007 | — |
| New Benefitscoverage not coded | — | — | $8,955 | — |
| The Guardian Life Insurance Company of Americacoverage not coded | 125 | — | $15,712 | — |
| The Lincoln National Life Insurance Companylong-term disability | 133 | — | $8,510 | — |
| The Lincoln National Life Insurance Companylife | 272 | — | $13,742 | — |
| Stealthstop-loss | — | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Family Support Services of North Florida, Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 520 | 538 | +3.5% |
| Premiums filed | $5,620,661 | $0 | — |
| Broker commissions + fees | $379,784 | $117,752 | −69.0% |
| Commission rate | 4.8% | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Family Support Services of North Florida Employee Benefits Plan#501 · insurance, general assets | June 30, 2025 | April 8, 2026 | within extension | 538 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Family Support Services of North Florida, Inc pay in health insurance broker commissions in 2024?
Family Support Services of North Florida, Inc's 2024 Form 5500 reports $117,752 in broker commissions and fees across 9 insurance contracts ($103,277 in commissions, $14,475 in fees), with MFB Financial Inc receiving the largest share.
Is Family Support Services of North Florida, Inc's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Stealth).
How does Family Support Services of North Florida, Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Family Support Services of North Florida, Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
Send the full findings to your inbox.
A specialist writes up every finding for Family Support Services of North Florida, Inc with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.