Wilmington, Delaware employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
80 employers in Wilmington, Delaware filed health plans with 100 or more participants for plan year 2024, covering 136,323 participants. They reported $13M in insurance premiums and $11M in broker commissions and fees. Against 2023, premiums were up 124.1% and broker pay rose 35.4%.
Funding: 11 fully insured · 30 self-funded · 39 mixed. 69 of 80 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Wilmington
Wilmington employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Enterprisedb Corporation | $5,879,471 | $140,667 | 288 | IMA Financial |
| Aphena Pharma Solutions Holdings, Inc. | $2,945,830 | $178,860 | 310 | Matthew Yabroudy |
| Dupont de Nemours, Inc. | $1,036,024 | $554,562 | 9,703 | Willis Towers Watson |
| Artisans' Bank | $835,306 | $60,014 | 124 | Ifs Benefits LLC |
| Chemours | $722,417 | $222,759 | 4,152 | Mercer |
| Hatzel & Buehler, Inc | $544,089 | $349,590 | 352 | USI Insurance Services |
| Agilebits USA Inc | $538,913 | $110,796 | 534 | Abd Ins. and Financial SVCS., Inc. |
| Maron Marvel Bradley Anderson & Tardy LLC | $337,207 | $143,312 | 189 | Creative Benefits Inc |
| Wilmington Savings Fund Society | $171,451 | $98,823 | 2,336 | Mercer |
| Sentinel Transportation, LLC | $74,641 | $116,839 | 979 | The Hilb Group of Maryland |
| Goodwill Industries of Delaware & Delaware County Inc | $15,119 | $27,365 | 738 | Willis Towers Watson |
| Eidp, Inc | $0 | — | 40,110 | — |
| Astrazeneca Pharmaceuticals LP | $0 | $2,075,187 | 14,945 | Total Package Partners Inc |
| Christiana Care Health Systems, Inc | $0 | $1,012,613 | 13,206 | Alliant Insurance Services |
| Corteva Agriscience LLC | $0 | $841,239 | 10,869 | Mercer |
| AAA Club Alliance Inc. | $0 | $144,757 | 4,601 | Mercer |
| Glanbia, Inc. | $0 | $66,799 | 3,651 | Alliant Insurance Services |
| Corporation Service Company | $0 | $289,359 | 2,902 | Mercer |
| Ashland Inc. | $0 | $233,181 | 2,547 | Mercer |
| Enovis Corporation | $0 | $176,801 | 2,264 | Buck |
| Solenis LLC | $0 | $262,725 | 1,884 | Lockton |
| Incyte Corporation | $0 | $147,474 | 1,804 | Marsh McLennan Agency |
| Triplepoint Acquisition Holdings LLC | $0 | — | 1,261 | — |
| The Siegfried Group, LLP | $0 | $134,002 | 1,251 | Mercer |
| Iko Industries, Inc. | $0 | $123,663 | 1,067 | Associated Agencies, Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Wilmington employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $2,271,291 | 14 |
| Total Package Partners Inc | $890,479 | 1 |
| Deska, Marianne, P | $886,992 | 1 |
| Willis Towers Watson | $873,490 | 6 |
| Alliant Insurance Services | $839,763 | 3 |
| Lockton | $757,293 | 4 |
| USI Insurance Services | $389,235 | 6 |
| Vanderwaal Group, Inc. | $297,748 | 1 |
| Marsh McLennan Agency | $271,594 | 4 |
| EPIC Insurance Brokers | $225,146 | 1 |
Largest medical carriers
Medical premium written for these employers.
Wilmington against Delaware and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Wilmington | Delaware | United States | |
|---|---|---|---|
| Employer plans | 80 | 157 | 58,547 |
| Median commission rate | n/a | 4.6% | 3.8% |
| Middle half of rates | n/a | 3.9% – 5.4% | 2.7% – 5.0% |
| Median broker pay per employer | $91,533 | $73,411 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 0 | 933 |
Year over year. In plan year 2023, 74 Wilmington employers reported $5.8M in premiums and $8.4M in broker pay for 133,490 participants; in 2024 it was $13M and $11M for 136,323 participants (premiums +124.1%, broker pay +35.4%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Wilmington employers pay health insurance brokers?
80 Wilmington employers reported $11,375,868 in broker commissions and fees on their 2024 Form 5500 filings, 70 of them disclosing at least some compensation. Too few fully insured medical plans in Wilmington reported premium to compute a stable commission rate; the Delaware median is 4.6% and the U.S. median is 3.8%. In dollars, the median Wilmington employer that disclosed broker pay reported $91,533.
Which Wilmington employers have the largest health plans?
By insurance premium reported for 2024, Enterprisedb Corporation ($5.9M), Aphena Pharma Solutions Holdings, Inc. ($2.9M), Dupont de Nemours, Inc. ($1.0M) lead. 25 Wilmington employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Wilmington?
By compensation reported by Wilmington employers, the largest brokers are Mercer ($2.3M, 14 plans), Total Package Partners Inc ($890,479, 1 plans), Deska, Marianne, P ($886,992, 1 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Massachusetts, Inc., Bluecross Blueshield of Tennessee, Inc., Cigna.
Are Wilmington employer health plans self-funded or fully insured?
Of 80 Wilmington employer plans, 11 are fully insured, 30 are self-funded and 39 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Delaware
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