BenefitsLedger
State · Plan year 2024 · Form 5500

Delaware employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

157 Delaware employers filed health plans with 100 or more participants for plan year 2024, covering 180,493 participants. They reported $21M in insurance premiums and $19M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 4.6% of premium, 0.9 points above the national median of 3.8%.

Employer plans
157
180,493 participants
Premiums
$21M
all coverage lines
Broker pay
$19M
138 employers disclosed
Median rate
4.6%
U.S. median 3.8%

Cities in Delaware

Every Delaware city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.

CityEmployer plansPremiums
Wilmington80$13M
Newark19$2.9M

Largest employer plans

By health plan participants.

EmployerCityParticipants
Eidp, IncWilmington40,110
Astrazeneca Pharmaceuticals LPWilmington14,945
Christiana Care Health Systems, IncWilmington13,206
Corteva Agriscience LLCWilmington10,869
Dupont de Nemours, Inc.Wilmington9,703
W.L. Gore & Associates, Inc.Newark9,160
AAA Club Alliance Inc.Wilmington4,601
ChemoursWilmington4,152
Glanbia, Inc.Wilmington3,651
Bayhealth Medical Center, Inc.Dover3,598
Corporation Service CompanyWilmington2,902
Horizon Services, LLCNewark2,736
Ashland Inc.Wilmington2,547
Beebe HealthcareLewes2,338
Wilmington Savings Fund SocietyWilmington2,336
Enovis CorporationWilmington2,264
The Kendal CorporationNewark2,127
LL Flooring, Inc.Bear2,005
Solenis LLCWilmington1,884
Incyte CorporationWilmington1,804
SLM CorporationNewark1,645
SLM CorporationNewark1,645
Academic Partnerships, LLCClaymont1,584
Chesapeake Utilities CorporationDover1,364
Burris LogisticsMilford1,286

Highest broker pay

Employers reporting the most broker commissions and fees.

EmployerCityBroker payRate
Astrazeneca Pharmaceuticals LPWilmington$2,075,187—
Christiana Care Health Systems, IncWilmington$1,012,613—
W.L. Gore & Associates, Inc.Newark$904,994—
Corteva Agriscience LLCWilmington$841,239—
Dupont de Nemours, Inc.Wilmington$554,562—
SLM CorporationNewark$491,091—
SLM CorporationNewark$491,091—
Bayhealth Medical Center, Inc.Dover$377,994—
Artesian Resources CorporationNewark$372,547—
Academic Partnerships, LLCClaymont$363,889—
Hatzel & Buehler, IncWilmington$349,590—
Phreesia, Inc.Wilmington$341,398—
Labware Holdings, Inc.Wilmington$302,494—
The Kendal CorporationNewark$298,194—
Veho Tech, Inc.Claymont$296,923—
Corporation Service CompanyWilmington$289,359—
Beebe HealthcareLewes$276,672—
Solenis LLCWilmington$262,725—
PCS Retirement, LLCWilmington$260,472—
Wilmington UniversityNew Castle$247,591—
Cloudbees, Inc.Lewes$236,066—
Ashland Inc.Wilmington$233,181—
The Lycra Company LLCWilmington$225,347—
ChemoursWilmington$222,759—
QPS, LLCNewark$212,366—

Highest commission rates

Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.

EmployerCityRateBroker pay
Artisans' BankWilmington6.1%$43,760
Aphena Pharma Solutions Holdings, Inc.Wilmington5.4%$158,704
N.K.S. Distributors, Inc.Smyrna4.6%$56,829
Pats Aircraft LLCGeorgetown3.9%$74,693
Enterprisedb CorporationWilmington2.0%$116,075

Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.

What do Delaware employers pay health insurance brokers?

Across 5 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Delaware employers was 4.6% of premium (middle half 3.9% to 5.4%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $73,411.

Which Delaware employers paid the most in broker commissions?

Astrazeneca Pharmaceuticals LP reported the most in 2024, $2,075,187, followed by Christiana Care Health Systems, Inc ($1.0M) and W.L. Gore & Associates, Inc. ($904,994).

Which brokers and carriers dominate Delaware?

By reported compensation, the largest brokers are Mercer, Marsh McLennan Agency, Lockton. By medical premium, the largest carriers are Blue Cross Blue Shield of Massachusetts, Inc., Cigna Health and Life Insurance Company, Bluecross Blueshield of Tennessee, Inc..

Which Delaware cities have the most employer health plans?

Wilmington (80 employer plans, $13M in premiums); Newark (19 employer plans, $2.9M in premiums). 2 Delaware cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.

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