Kansas City, Kansas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
19 employers in Kansas City, Kansas filed health plans with 100 or more participants for plan year 2024, covering 23,124 participants. They reported $14M in insurance premiums and $2.5M in broker commissions and fees. Against 2023, premiums were up 33.2% and broker pay fell 18.7%.
Funding: 5 fully insured · 8 self-funded · 6 mixed. 14 of 19 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Kansas City
Kansas City employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Wyandot Behavioral Health Network, Inc. | $4,048,244 | $124,574 | 317 | Robert E. Miller Insurance Agency |
| Empire Candle Co, LLC | $2,378,633 | $112,374 | 263 | Brown & Brown |
| Roadbuilders Machinery & Supply Company, Inc. | $2,176,778 | $36,805 | 122 | McInnes Group, Inc. |
| Dairy Farmers of America, Inc. | $1,797,513 | $1,030,307 | 14,674 | Lockton |
| Unbound | $1,695,775 | $120,011 | 121 | Lockton |
| Kansas City Peterbilt, Inc. | $1,205,065 | $63,770 | 193 | HUB International |
| Mel Stevenson & Associates, Inc. | $554,379 | $51,560 | 674 | SBR Services LLC |
| Associated Wholesale Grocers, Inc. | $385,146 | $262,188 | 3,330 | Jody Dan Bryant |
| Four B Corp. Balls Price Chopper | $92,032 | $154,560 | 1,142 | Holmes Murphy |
| Harcros Chemicals, Inc. | $0 | $20,720 | 572 | Lockton |
| G.W. Van Keppel Company | $0 | $13,810 | 305 | CBIZ |
| Thuasne North America, Inc. | $0 | $136,027 | 266 | Hays Companies |
| McAnany, Van Cleave & Phillips, P.A. | $0 | $32,535 | 208 | HUB International |
| Joe's Kansas City Bar-B-Que Inc. | $0 | $75,801 | 207 | RSC Insurance Brokerage, Inc. |
| Turner House Clinic, Inc. dba Vibrant Health | $0 | $77,483 | 183 | Robert E. Miller Insurance Agency |
| Savant Corporation | $0 | $20,147 | 182 | Christensen Group, Inc. |
| Baader North America Corporation | $0 | $131,018 | 150 | Lockton |
| Scavuzzo's Food Service, Inc. | $0 | $22,902 | 115 | Cottingham & Butler Insurance |
| Dream Enterprises Global | $0 | $19,318 | 100 | HUB International |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Kansas City employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $1,259,204 | 4 |
| Robert E. Miller Insurance Agency | $173,164 | 3 |
| Brown & Brown | $142,951 | 2 |
| HUB International | $138,422 | 4 |
| Holmes Murphy | $135,747 | 1 |
| Jody Dan Bryant | $103,887 | 1 |
| Hays Companies | $101,334 | 2 |
| Houchens Insurance Group, Inc. | $94,044 | 1 |
| RSC Insurance Brokerage, Inc. | $75,801 | 1 |
| CBIZ | $44,589 | 2 |
Largest medical carriers
Medical premium written for these employers.
Kansas City against Kansas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Kansas City | Kansas | United States | |
|---|---|---|---|
| Employer plans | 19 | 588 | 58,547 |
| Median commission rate | n/a | 2.8% | 3.8% |
| Middle half of rates | n/a | 1.9% – 4.0% | 2.7% – 5.0% |
| Median broker pay per employer | $75,801 | $49,377 | $72,628 |
| Medical premium per covered person | n/a | $5,957 | $7,274 |
| Plans reporting no commission | 0 | 31 | 933 |
Year over year. In plan year 2023, 20 Kansas City employers reported $11M in premiums and $3.1M in broker pay for 23,011 participants; in 2024 it was $14M and $2.5M for 23,124 participants (premiums +33.2%, broker pay −18.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Kansas City employers pay health insurance brokers?
19 Kansas City employers reported $2,505,910 in broker commissions and fees on their 2024 Form 5500 filings, 19 of them disclosing at least some compensation. Too few fully insured medical plans in Kansas City reported premium to compute a stable commission rate; the Kansas median is 2.8% and the U.S. median is 3.8%. In dollars, the median Kansas City employer that disclosed broker pay reported $75,801.
Which Kansas City employers have the largest health plans?
By insurance premium reported for 2024, Wyandot Behavioral Health Network, Inc. ($4.0M), Empire Candle Co, LLC ($2.4M), Roadbuilders Machinery & Supply Company, Inc. ($2.2M) lead. 19 Kansas City employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Kansas City?
By compensation reported by Kansas City employers, the largest brokers are Lockton ($1.3M, 4 plans), Robert E. Miller Insurance Agency ($173,164, 3 plans), Brown & Brown ($142,951, 2 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Kansas City, Cigna Health and Life Insurance Company, Blue Cross of California (g0200).
Are Kansas City employer health plans self-funded or fully insured?
Of 19 Kansas City employer plans, 5 are fully insured, 8 are self-funded and 6 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Kansas
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