Overland Park, Kansas employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
85 employers in Overland Park, Kansas filed health plans with 100 or more participants for plan year 2024, covering 65,818 participants. They reported $66M in insurance premiums and $12M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 3.0% of premium, against 2.8% across Kansas and 3.8% nationally. Against 2023, premiums were up 3.0% and broker pay rose 24.1%.
Funding: 23 fully insured · 33 self-funded · 29 mixed. 62 of 85 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Overland Park
Overland Park employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Motor Car Dealers Association of Greater Kansas City H&W Fund | $18,181,060 | $350,791 | 2,547 | Lockton |
| Cerris | $7,913,579 | $250,811 | 591 | Lockton |
| Diagnostic Imaging Centers, P.A. | $5,796,037 | $119,471 | 222 | Lockton |
| MTC Holding Corporation | $5,358,373 | $123,159 | 228 | Robert E. Miller Insurance Agency |
| Unitedlex Corporation | $4,792,183 | $342,212 | 745 | Brown & Brown |
| Price Brothers Management F/K/A Price Management Company | $4,102,181 | $186,718 | 374 | Lockton |
| Bcinsourcing, LLC | $3,059,730 | $178,000 | 317 | Lockton |
| BRR Architecture, Inc. | $2,942,241 | $114,517 | 264 | Lockton |
| MMGY Global | $2,785,533 | $136,799 | 321 | Lockton |
| Hantover, Inc. | $1,759,333 | $90,406 | 225 | Robert E. Miller Insurance Agency |
| Eversana | $1,747,704 | $289,370 | 3,438 | Brown & Brown |
| Mid America Physician Services, LLC | $1,361,223 | $165,682 | 180 | HUB International |
| Marksnelson Advisory, LLC | $1,310,382 | $69,841 | 132 | Robert E. Miller Insurance Agency |
| Cleveland University - Kansas City | $1,284,738 | $89,986 | 118 | CBIZ |
| New Directions Behavioral Health LLC dba Lucet | $669,187 | $310,247 | 797 | MFB Financial dba Bailey Group |
| A Place for Mom, Inc. | $621,353 | $62,509 | 1,001 | The Baldwin Group |
| Village Shalom, Inc. | $449,652 | $57,610 | 121 | Robert E. Miller Insurance Agency |
| The Jewish Community Center of Greater Kansas City | $365,884 | $44,883 | 105 | Robert E. Miller Insurance Agency |
| Creative Planning, LLC | $272,242 | $504,512 | 2,279 | Lockton |
| Netsmart Technologies, Inc. | $265,055 | $160,837 | 2,380 | Lockton |
| Compass Minerals International, Inc. | $181,302 | $52,571 | 1,003 | Lockton |
| Black & Veatch Holding Company | $108,087 | $894,654 | 9,863 | Mercer |
| Bank of Labor | $92,688 | $69,423 | 112 | Brown & Brown |
| Old World Spices & Seasonings, LLC | $85,630 | $18,867 | 207 | Lockton |
| Morton Investment Company LLC | $53,895 | $58,512 | 2,950 | Lockton |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Overland Park employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $3,197,905 | 26 |
| Mercer | $1,431,060 | 4 |
| Marsh McLennan Agency | $1,131,081 | 5 |
| Lever4 LLC | $868,970 | 1 |
| HUB International | $802,928 | 12 |
| Bukaty Companies | $673,001 | 10 |
| Brown & Brown | $654,330 | 6 |
| Robert E. Miller Insurance Agency | $517,029 | 7 |
| MFB Financial dba the Bailey Group | $262,013 | 1 |
| Willis Towers Watson | $203,000 | 3 |
Largest medical carriers
Medical premium written for these employers.
Overland Park against Kansas and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Overland Park | Kansas | United States | |
|---|---|---|---|
| Employer plans | 85 | 588 | 58,547 |
| Median commission rate | 3.0% (12 plans) | 2.8% | 3.8% |
| Middle half of rates | 1.9% – 4.2% | 1.9% – 4.0% | 2.7% – 5.0% |
| Median broker pay per employer | $76,303 | $49,377 | $72,628 |
| Medical premium per covered person | $7,518 | $5,957 | $7,274 |
| Plans reporting no commission | 0 | 31 | 933 |
Year over year. In plan year 2023, 77 Overland Park employers reported $64M in premiums and $9.4M in broker pay for 60,016 participants; in 2024 it was $66M and $12M for 65,818 participants (premiums +3.0%, broker pay +24.1%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Overland Park employers pay health insurance brokers?
85 Overland Park employers reported $11,635,893 in broker commissions and fees on their 2024 Form 5500 filings, 83 of them disclosing at least some compensation. Among 12 commission-paying, fully insured medical plans, the median broker rate was 3.0% of premium, 0.2 points above the Kansas median of 2.8% and 0.7 points below the U.S. median of 3.8%. In dollars, the median Overland Park employer that disclosed broker pay reported $76,303.
Which Overland Park employers have the largest health plans?
By insurance premium reported for 2024, Motor Car Dealers Association of Greater Kansas City H&W Fund ($18M), Cerris ($7.9M), Diagnostic Imaging Centers, P.A. ($5.8M) lead. 25 Overland Park employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Overland Park?
By compensation reported by Overland Park employers, the largest brokers are Lockton ($3.2M, 26 plans), Mercer ($1.4M, 4 plans), Marsh McLennan Agency ($1.1M, 5 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Kansas City, Triple S Salud, Inc., Cigna Health and Life Insurance Company.
Are Overland Park employer health plans self-funded or fully insured?
Of 85 Overland Park employer plans, 23 are fully insured, 33 are self-funded and 29 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Kansas
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