Maryland Heights, Missouri employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
23 employers in Maryland Heights, Missouri filed health plans with 100 or more participants for plan year 2024, covering 17,701 participants. They reported $4.2M in insurance premiums and $2.4M in broker commissions and fees. Against 2023, premiums were up 74.5% and broker pay rose 8.0%.
Funding: 1 fully insured · 14 self-funded · 8 mixed. 22 of 23 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Maryland Heights
Maryland Heights employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Trustees | $1,616,242 | — | 1,802 | — |
| New Frontier Materials LLC | $1,381,444 | $112,734 | 117 | USI Insurance Services |
| Voltyx International, Inc. | $692,633 | $243,588 | 969 | Lockton |
| Hydromat of Saint Louis | $320,911 | $47,229 | 301 | Sunstar Insurance Group LLC |
| Conference Technologies, Inc. | $182,880 | $67,905 | 435 | Lockton |
| Magellan Health, Inc. | $0 | $1,113,660 | 4,966 | Mercer |
| Ironworkers ST Louis District Council Welfare Plan | $0 | — | 2,680 | The Segal Company (eastern States) |
| Lumeris Group Holdings Corporation | $0 | $64,815 | 1,211 | Alliant Insurance Services |
| Board of Trustees Teamsters Local 682 Health and Welfare Fund | $0 | $22,872 | 898 | AssuredPartners |
| Lexicon Services, LLC | $0 | $91,978 | 619 | Marsh McLennan Agency |
| Lou Fusz Automotive Network, Inc. | $0 | $123,476 | 522 | Marsh McLennan Agency |
| Board of Trustees of SEIU Local 1 Missouri Benefit Services Trust | $0 | — | 490 | — |
| Curium US LLC | $0 | $6,484 | 469 | Willis Towers Watson |
| Agilix Solutions, LLC | $0 | $117,973 | 390 | OneDigital |
| Teamsters Local Union #600 Transportatio | $0 | — | 353 | — |
| Gibbs Technology Company | $0 | $58,062 | 315 | Lockton |
| Buckeye International, Inc. | $0 | $135,517 | 291 | Meritain Health |
| Landmark Aquatic | $0 | $29,897 | 220 | Marsh McLennan Agency |
| HNH Holdings | $0 | $18,222 | 165 | USI Insurance Services |
| Healthcare Components Group | $0 | $66,013 | 156 | Marsh McLennan Agency |
| Handicare USA, Inc. | $0 | $6,054 | 128 | OneDigital |
| Service Metal Products Company | $0 | $29,406 | 103 | The Daniel & Henry Co. |
| Fred Weber, Inc. | $0 | — | 101 | — |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Maryland Heights employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $1,113,660 | 1 |
| Lockton | $369,815 | 4 |
| Marsh McLennan Agency | $351,621 | 5 |
| USI Insurance Services | $130,956 | 2 |
| OneDigital | $120,801 | 2 |
| Meritain Health | $91,422 | 1 |
| Alliant Insurance Services | $64,612 | 1 |
| Sunstar Insurance Group LLC | $47,229 | 1 |
| The Daniel & Henry Co | $28,801 | 1 |
| AssuredPartners | $22,886 | 2 |
Largest medical carriers
Medical premium written for these employers.
Maryland Heights against Missouri and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Maryland Heights | Missouri | United States | |
|---|---|---|---|
| Employer plans | 23 | 1,063 | 58,547 |
| Median commission rate | n/a | 4.5% | 3.8% |
| Middle half of rates | n/a | 2.8% – 5.9% | 2.7% – 5.0% |
| Median broker pay per employer | $65,414 | $64,776 | $72,628 |
| Medical premium per covered person | n/a | $7,252 | $7,274 |
| Plans reporting no commission | 0 | 8 | 933 |
Year over year. In plan year 2023, 21 Maryland Heights employers reported $2.4M in premiums and $2.2M in broker pay for 18,337 participants; in 2024 it was $4.2M and $2.4M for 17,701 participants (premiums +74.5%, broker pay +8.0%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Maryland Heights employers pay health insurance brokers?
23 Maryland Heights employers reported $2,355,885 in broker commissions and fees on their 2024 Form 5500 filings, 18 of them disclosing at least some compensation. Too few fully insured medical plans in Maryland Heights reported premium to compute a stable commission rate; the Missouri median is 4.5% and the U.S. median is 3.8%. In dollars, the median Maryland Heights employer that disclosed broker pay reported $65,414.
Which Maryland Heights employers have the largest health plans?
By insurance premium reported for 2024, Trustees ($1.6M), New Frontier Materials LLC ($1.4M), Voltyx International, Inc. ($692,633) lead. 23 Maryland Heights employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Maryland Heights?
By compensation reported by Maryland Heights employers, the largest brokers are Mercer ($1.1M, 1 plans), Lockton ($369,815, 4 plans), Marsh McLennan Agency ($351,621, 5 plans). By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Unitedhealthcare Insurance Company, Metropolitan Life Insurance Company.
Are Maryland Heights employer health plans self-funded or fully insured?
Of 23 Maryland Heights employer plans, 1 are fully insured, 14 are self-funded and 8 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Missouri
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