Goodlettsville, Tennessee employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
46 employers in Goodlettsville, Tennessee filed health plans with 100 or more participants for plan year 2024, covering 227,626 participants. They reported $39M in insurance premiums and $4.2M in broker commissions and fees. Against 2023, premiums were up 2.4% and broker pay rose 6.7%.
Funding: 1 fully insured · 36 self-funded · 9 mixed. 45 of 46 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Goodlettsville
Goodlettsville employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Goodlettsville employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Creative Worksite Solutions LLC | $2,717,561 | 1 |
| Timothy H Herndon | $414,516 | 1 |
| Hilb Group of New England | $349,865 | 18 |
| Kevin S Smith | $142,584 | 1 |
| Matthew Gregory | $68,839 | 1 |
| P3 Insurance Brokers LLC | $61,487 | 1 |
| Nicole Danielle Golden | $49,156 | 1 |
| Jeffery Lynch | $45,291 | 1 |
| Jaime M Hutton | $44,159 | 1 |
| Lynda Baris | $38,257 | 1 |
Largest medical carriers
Medical premium written for these employers.
Goodlettsville against Tennessee and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Goodlettsville | Tennessee | United States | |
|---|---|---|---|
| Employer plans | 46 | 1,276 | 58,547 |
| Median commission rate | n/a | 3.9% | 3.8% |
| Middle half of rates | n/a | 3.3% – 5.3% | 2.7% – 5.0% |
| Median broker pay per employer | $20,390 | $82,913 | $72,628 |
| Medical premium per covered person | n/a | $5,747 | $7,274 |
| Plans reporting no commission | 2 | 13 | 933 |
Year over year. In plan year 2023, 45 Goodlettsville employers reported $38M in premiums and $3.9M in broker pay for 213,815 participants; in 2024 it was $39M and $4.2M for 227,626 participants (premiums +2.4%, broker pay +6.7%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Goodlettsville employers pay health insurance brokers?
46 Goodlettsville employers reported $4,192,760 in broker commissions and fees on their 2024 Form 5500 filings, 24 of them disclosing at least some compensation. Too few fully insured medical plans in Goodlettsville reported premium to compute a stable commission rate; the Tennessee median is 3.9% and the U.S. median is 3.8%. In dollars, the median Goodlettsville employer that disclosed broker pay reported $20,390.
Which Goodlettsville employers have the largest health plans?
By insurance premium reported for 2024, Dollar General Corporation ($16M), Board of Trustees - Southwest Laborers' Health and Welfare Plan ($11M), Shreveport Electrical Health & Welfare Fund ($4.8M) lead. 25 Goodlettsville employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Goodlettsville?
By compensation reported by Goodlettsville employers, the largest brokers are Creative Worksite Solutions LLC ($2.7M, 1 plans), Timothy H Herndon ($414,516, 1 plans), Hilb Group of New England ($349,865, 18 plans). By medical premium, the largest carriers are Bluecross Blueshield of Illinois, Bluecross Blueshield of Tennessee, Inc., Bluere of Tennessee.
Are Goodlettsville employer health plans self-funded or fully insured?
Of 46 Goodlettsville employer plans, 1 are fully insured, 36 are self-funded and 9 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Tennessee
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