Brentwood, Tennessee employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
81 employers in Brentwood, Tennessee filed health plans with 100 or more participants for plan year 2024, covering 242,623 participants. They reported $98M in insurance premiums and $27M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 3.9% of premium, against 3.9% across Tennessee and 3.8% nationally. Against 2023, premiums were up 12.1% and broker pay rose 36.3%.
Funding: 19 fully insured · 32 self-funded · 30 mixed. 62 of 81 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Brentwood
Brentwood employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| LBMC Employment Partners, LLC | $25,748,418 | $3,354,367 | 5,289 | LBMC Employment Partners, LLC |
| Cleanslate Centers, Inc. | $5,406,622 | $565,088 | 483 | Group Benefit System Inc. |
| Foam Holdings, Inc. | $5,229,101 | $227,711 | 788 | Willis Towers Watson |
| Corecivic of Tennessee, LLC | $4,980,846 | $522,379 | 6,758 | OneDigital |
| VSL Employee Co, LLC | $4,711,796 | $315,745 | 1,208 | Jeffrey Beck |
| Ascension Property Services, LLC | $4,683,589 | $489,425 | 1,065 | Jordan Burbach |
| Geodis Logistics, LLC | $4,235,846 | $155,849 | 12,757 | OneDigital |
| Open Arms Care Corporation | $4,167,709 | $142,579 | 579 | Michael R. Davis |
| Ivxpress Inc | $3,830,446 | $215,339 | 483 | Willis Towers Watson |
| Premise Health | $3,469,183 | $594,018 | 4,418 | Lockton |
| Celero Services Corporation | $3,346,041 | $165,369 | 270 | John D Byers |
| Hctec Inc | $3,148,194 | $168,829 | 402 | Willis Towers Watson |
| Churchill Mortgage Corporation | $3,099,185 | $169,182 | 441 | Sheree Bartlett |
| CPF Dental, LLC dba Marquee Dental Partners | $2,960,061 | $256,077 | 752 | J.J. Doorhy Benefits Group |
| Compassus Intermediate, Inc. | $2,535,358 | $802,429 | 4,938 | Alliant Insurance Services |
| Specialtycare, Inc. | $2,459,239 | $62,001 | 1,717 | Willis Towers Watson |
| Vaco Holdings, LLC | $1,983,837 | $901,304 | 1,668 | Gallagher |
| Delek US Holdings, Inc. | $1,901,318 | $57,033 | 2,444 | Gallagher |
| Bell & Associates Const L.P. Health & Life Insurance Plan | $1,822,633 | $179,661 | 309 | David Fesmire |
| Pinnacle Dermatology Management, LLC | $1,639,341 | $396,616 | 1,964 | HUB International |
| Hutsonwood, Inc. | $1,158,374 | $173,211 | 389 | Willis Towers Watson |
| Vanguard Healthcare Services, LLC | $1,135,944 | $76,378 | 220 | Alera Group |
| Currey Ingram Academy | $643,063 | $67,310 | 154 | OneDigital |
| Diversicare Healthcare Services LLC | $511,251 | $316,680 | 2,507 | Alan J. Zuccari, Inc. |
| Psychiatric Medical Care, LLC | $509,539 | $148,904 | 493 | Hauser Inc |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Brentwood employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Gallagher | $10,230,835 | 15 |
| LBMC Employment Partners, LLC | $1,704,138 | 1 |
| Ronald E Perry | $1,525,039 | 1 |
| Benefitstore Inc | $1,409,406 | 2 |
| Willis Towers Watson | $1,033,768 | 8 |
| Lockton | $993,674 | 5 |
| HUB International | $945,233 | 9 |
| OneDigital | $937,422 | 10 |
| Alliant Insurance Services | $792,531 | 3 |
| Christopher Schott | $516,749 | 1 |
Largest medical carriers
Medical premium written for these employers.
Brentwood against Tennessee and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Brentwood | Tennessee | United States | |
|---|---|---|---|
| Employer plans | 81 | 1,276 | 58,547 |
| Median commission rate | 3.9% (14 plans) | 3.9% | 3.8% |
| Middle half of rates | 3.4% – 6.5% | 3.3% – 5.3% | 2.7% – 5.0% |
| Median broker pay per employer | $141,901 | $82,913 | $72,628 |
| Medical premium per covered person | $6,230 | $5,747 | $7,274 |
| Plans reporting no commission | 1 | 13 | 933 |
Year over year. In plan year 2023, 73 Brentwood employers reported $87M in premiums and $20M in broker pay for 221,637 participants; in 2024 it was $98M and $27M for 242,623 participants (premiums +12.1%, broker pay +36.3%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Brentwood employers pay health insurance brokers?
81 Brentwood employers reported $27,334,448 in broker commissions and fees on their 2024 Form 5500 filings, 75 of them disclosing at least some compensation. Among 14 commission-paying, fully insured medical plans, the median broker rate was 3.9% of premium, 0.0 points above the Tennessee median of 3.9% and 0.1 points above the U.S. median of 3.8%. In dollars, the median Brentwood employer that disclosed broker pay reported $141,901.
Which Brentwood employers have the largest health plans?
By insurance premium reported for 2024, LBMC Employment Partners, LLC ($26M), Cleanslate Centers, Inc. ($5.4M), Foam Holdings, Inc. ($5.2M) lead. 25 Brentwood employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Brentwood?
By compensation reported by Brentwood employers, the largest brokers are Gallagher ($10M, 15 plans), LBMC Employment Partners, LLC ($1.7M, 1 plans), Ronald E Perry ($1.5M, 1 plans). By medical premium, the largest carriers are Bluecross Blueshield of Tennessee, Inc., Cigna Health and Life Insurance Company, Blue Cross and Blue Shield of Alabama.
Are Brentwood employer health plans self-funded or fully insured?
Of 81 Brentwood employer plans, 19 are fully insured, 32 are self-funded and 30 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Tennessee
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